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If to the Lender: <br />BMO Harris Bank N.A. <br />651 Nicollet Mall <br />Minneapolis, Minnesota 55402 <br />Attention: Michael R. Fitzpatrick, Vice President, Commercial Real Estate <br />Department <br />Telecopier: 612-904-8779 <br />12.This Agreement shall be governed by and construed in accordance with the laws <br />of the State of Minnesota. This Agreement may be executed in several counterparts, each of <br />which when executed is an original, but all of which together shall constitute one instrument. <br />Separate signature pages may be signed by various parties and each complete set of pages hereto, <br />with signature pages signed by each party, shall constitute one original of this Agreement. <br />[signatures on next page] <br />3452404.1 <br />4 <br />