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City of Arden Hills, Minnesota <br />Fringe Benefit Comparison <br />Least Reported Most Reported Average Reported Arden Hills <br />Health Insurance No (0)Yes (14)Yes Yes <br />Different Types of Coverage?No (0)Yes (12)Yes Yes <br />100% FTE participation required Yes (1)No (6)No Yes <br />Not participating No (3)Yes (8)Yes No <br />Employee Only 315.00$ 751.92$ 543.92$ 431.50$ <br />Employer Paid 50%100%91%100% <br />Employee Paid 0%50%9%0% <br />Max out of pocket 1,100.00$ 3,000.00$ 2,207.14$ 1,600.00$ <br />Standard Office Visit Co-pay N/A 40.00$ 26.00$ N/A <br />Employee/Spouse 630.00$ 1,607.50$ 1,194.47$ 925.50$ <br />Employer Paid 60%78%70%76% <br />Employee Paid 22%40%30%24% <br />Max out of pocket 4,000.00$ 5,000.00$ 4,333.33$ 3,200.00$ <br />Standard Office Visit Co-pay 25.00$ 40.00$ 30.00$ N/A <br />Employee/Child N/A 1,607.50$ 1204 925.50$ <br />Employer Paid 60%78%71%76% <br />Employee Paid 22%40%29%24% <br />Max out of pocket 4,000.00$ 5,000.00$ 4,333.33$ 3,200.00$ <br />Standard Office Visit Co-pay 25.00$ 40.00$ 30.00$ N/A <br />Employee/Family 960.00$ 2,165.54$ 1,461.82$ 925.50$ <br />Employer Paid 60%85%72%76% <br />Employee Paid 15%40%28%24% <br />Max out of pocket 4,000.00$ 6,000.00$ 4,957.14$ 3,200.00$ <br />Standard Office Visit Co-pay N/A 25.00$ 22.50$ N/A <br />HEALTH INSURANCE TYPE 2 - <br />Employee Only 443.77$ 618.20$ 526.63$ 378.50$ <br />Employer Paid 75%100%96%100% <br />Employee Paid 0%25%4%0% <br />Annual Deductible 1,500.00$ 4,000.00$ 2,428.57$ 3,125.00$ <br />Standard Office Visit Co-pay N/A 40.00$ 40.00$ N/A <br />Annual Maximum Out-of-Pocket 2,500.00$ 4,000.00$ 3,083.33$ 3,125.00$ <br />Employee/Spouse N/A 1,084.34$ 967.39$ 811.50$ <br />Employer Paid 75%100%85%86% <br />Employee Paid 0%25%15%14% <br />Annual Deductible 3,000.00$ 8,000.00$ 5,666.67$ 6,250.00$ <br />Standard Office Visit Co-pay 40.00$ 40.00$ 40.00$ N/A <br />Annual Maximum Out-of-Pocket 6,000.00$ 8,000.00$ 7,000.00$ 6,250.00$ <br />Employee/Child N/A 1,084.34$ 1,056.08$ 811.50$ <br />Employer Paid 80%100%90%86% <br />Employee Paid 0%20%10%14% <br />Annual Deductible 3,000.00$ 6,000.00$ 4,500.00$ 6,250.00$ <br />Standard Office Visit Co-pay 40.00$ 40.00$ 40.00$ N/A <br />Annual Maximum Out-of-Pocket 6,000.00$ 8,000.00$ 7,000.00$ 6,250.00$ <br />Employee/Family 1,161.56$ 1,642.44$ 1,352.56$ 811.50$ <br />Employer Paid 67%100%79%86% <br />Employee Paid 0%33%21%14% <br />Annual Deductible 3,000.00$ 6,000.00$ 4,900.00$ 6,250.00$ <br />Standard Office Visit Co-pay N/A 40.00$ 40.00$ N/A <br />Annual Maximum Out-of-Pocket 5,000.00$ 8,000.00$ 6,200.00$ 6,250.00$ <br />Supplemental program for HDP?No (1)Yes (8)Yes Yes <br />Type of Program H.S.A. <br />Employer Paid 0%100%48%0.00% <br />Retirees No (1)Yes (6)Yes Yes <br />Years of Service Required Yes (0)No (3)No <br />If yes, how many?- - 0 <br />Employer Paid 0%100%20%0% <br />Dental Insurance No (1)Yes (10)Yes Yes <br />Part of Health Plan Yes (2)No (7)No No <br />Employee Only 28.00$ 42.85$ 39.82$ 41.66$ <br />Employer Paid 0%100%81%100% <br />Employee/Family 84.00$ 129.87$ 111.48$ 123.24$ <br />Employer Paid 0%100%56%0% <br />Vision Insurance Yes (1)No (7)No Yes <br />Part of Health Plan Yes (2)No (3)No No <br />Employee Only Yes/No (0/0)Yes/No (0/0)5.96$ <br />Employer Paid 0%0%0%0% <br />Employee/Family -$ -$ 10.44$ <br />Employer Paid 0%0%0%0% <br />Deferred Compensation No (0)Yes (11)Yes Yes <br />Available to all Employees No (2)Yes (9)Yes Yes <br />Type of Plan ICMA-RC 457, <br />MSRS 457 <br />Employer Contribution Yes (2)No (8)No No <br />Other Benefits Program <br />Other Benefits Yes (3)No (5)No Yes <br />Post Retirement Hlth Care Svgs No (3)Yes (6)Yes Yes <br />Call Back Pay No (1)Yes (8)Yes Yes <br />On Call/Stand By Pay No (2)Yes (6)Yes Yes <br />Clothing Allowance No (2)Yes (6)Yes Yes <br />Mgr/Administrator Compensation <br />Included in Pay Plan No (0)Yes (11)Yes Yes <br />Car or Vehicle Allowance No (2)Yes (7)Yes Yes <br />Personal Allowance Yes (1)No (2)No No <br />Accrues Leave Differently Yes (1)No (5)No No <br />Retirement Plan Differ Yes (1)No (5)No Yes <br />Additional Benefits No (2)Yes (5)Yes N/A