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<br />CONSENT AND JOINDER BY MORTGAGEE <br /> <br /> Deerwood Bank, a Minnesota corporation, as successor in merger to American Bank of St. <br />Paul, a Minnesota corporation, holder of a Mortgage on the Retained Property which is described as <br />follows: <br /> <br />Lot 2, Block 1, Arden Plaza, according to the recorded plat thereof, Ramsey County, Minnesota. <br /> <br />And <br /> <br />Lots 1 & 2, Block 1, Arden Plaza Second Addition, City of Arden Hills, Ramsey County, Minnesota <br />(the “Retained Property”) <br /> <br />hereby consents and joins in this Agreement, so as to subject and subordinate the undersigned’s <br />interest to said Agreement. <br /> <br />Dated: ____________________, 2015 <br /> <br /> DEERWOOD BANK <br /> <br /> <br /> By: __________________________ <br /> Name: __________________________ <br /> Its: __________________________ <br /> <br /> <br />STATE OF MINNESOTA <br />COUNTY OF RAMSEY <br />} <br />ss. <br /> <br /> <br /> The foregoing instrument was acknowledged before me this ____ day of ___________, 2015, <br />by __________________, the ______________ of Deerwood Bank, a Minnesota corporation, on <br />behalf of the corporation. <br /> <br />______________________________________ <br />Notary Public <br />6 <br />