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09-28-04 PTRC
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09-28-04 PTRC
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5 Reasons <br /> for an <br /> Endowment Fund <br /> I. An endowment fund serves to attract and preserve capital assets for the <br /> changing and future needs of the nonprofit organization. <br /> • Unprecedented wealth is going to change hands in the next 15 years. This is <br /> an important opportunity to preserve some of it for local chanty. <br /> • Funds invested now in an endowment will provide a perpetual, inflation- <br /> protected income stream for the future. <br /> • Permanent endowment funds provide a long-term capital base that has the <br /> flexibility to maintain quality and respond to new opportunities as <br /> circumstances change. <br /> 2. An endowment fund provides a vehicle and a service for donors with varied <br /> interests. <br /> • Some donors do not want to give for operating funds but prefer funds that <br /> are permanent and long lasting, <br /> • Other donors can only give annually or from their estate through their will or <br /> when assets become available. Because timing is so important, a structure to <br /> receive the funds should be put in place. <br /> • Some donors want to simplify their giving by making one unrestricted gift to <br /> the organization's endowment and they rely on the organization's board to <br /> apply the gift where it is needed most. <br /> 3. An endowment fund may make charitable grants from income each year and still <br /> experience growth of principal, so it is maintained as a durable resource for the <br /> community. <br /> • An endowment fund with The Saint Paul Foundation/Minnesota Community <br /> Foundation is managed for nonprofits by top investment counselors with a <br /> goal of a total average net return of 8% over the years. <br /> • A new and reliable income stream becomes available in perpetuity. <br />
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