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11 <br /> <br />ARTICLE XXII — GROUP INSURANCE <br />22.1 Effective January 1, 2018, the EMPLOYER will contribute the same contribution as <br />approved for non-union employees an amount equal to 80% of the current premium <br />rate to the Operating Engineers, Local 49 Health and Welfare Administrators for <br />Group Health and Dental Insurance. <br />Employees may participate, at their own expense, in additional life, short -term, and <br />long-term disability insurance as add-ons to City sponsored plans approved under the <br />EMPLOYER'S current insurance provider. <br />22.2 In the event that an employee resigns, retires, or is otherwise separated from <br />employment for any reason, the EMPLOYER will deduct from the employee's final <br />paycheck the EMPLOYER-paid portion of the group insuranc e premium for the <br />remainder of the quarter following the employee's date of separation from employment. <br />22.3 It is understood that the EMPLOYER'S only obligation is to pay the EMPLOYER <br />contribution for group insurance premiums as agreed to herein. The EMPLOYER is not <br />liable for claims as a result of a denial of insurance benefits by an insurance carrier. <br />ARTICLE XXIII — HOLIDAYS <br />23.1 The EMPLOYER will provide twelve (12) paid holidays as follows: <br /> <br />Holiday <br />New Year’s Day <br />Martin Luther King Day <br />Presidents' Day <br />Memorial Day <br />Independence Day <br />Labor Day <br />Veterans Day <br />Thanksgiving Day Day After <br />Thanksgiving Day <br />Christmas Eve Day <br />Christmas Day <br />New Year's Eve Day <br /> <br />Observance Day <br />January 1 <br />Third Monday in January <br />Third Monday in February <br />Last Monday in May <br />July 4 <br />First Monday in September <br />November 11 <br />Fourth Thursday in November <br />Fourth Friday in November <br />December 24 <br />December 25 <br />December 31