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Benefit year for Personal Time Off is March 1 t through February 28th. A maximum of 240 hours of Personal Time Off may be carried over from benefit year to benefit year. Carryover beyond 240 hours of Personal Time Off will only be made in accordance with Section 21.3 or under special circumstances with approval from the City Administrator. Any employee leaving the service of the City in good standing will be compensated 100% for Personal Time Off up to 240 hours or amount allowed in Section 21.3 accrued to the day of separation provided said employee has served at least twelve (12) consecutive months prior to separation. Such pay for accumulated Personal Time Off will be at the same rate as the hourly rate of the employee's base salary. Personal Time Off may not be used to extend an employee's actual termination date. When a paid holiday falls on a working day during an employee's Personal Time Off, the day of the holiday will not be counted as a day of Personal Time Off. One (1) day of Personal Time Off shall equal eight (8) hours for full-time employees. 21.2 Personal Time Off may not be used by an employee until the end of the employees probationary period. 21.3 A regular employee cannot carry into the next year more accrued PTO benefits than forty (40) hours in excess of the maximum of two hundred forty (240) hours. In unusual or extenuating circumstances in order to accomplish the work programs of the EMPLOYER, the employee may be allowed to carry accrued, unused PTO beyond two-hundred eighty (280) hours into the next benefit year with the prior approval of the Department Head. 21.4 All requests for PTO of five (5) or more consecutive work days shall be submitted by April 1st of each year, and posted for five (5) consecutive work days. In case of any conflict for a preferred PTO period(s), the senior employee will be given preference. Any PTO requests of less than five (5) consecutive work days that are submitted more than four (4) weeks in advance shall be posted for three (3) work days. Any conflicts in scheduling shall be resolved by seniority. Any PTO requests which are not posted shall be considered on a "first come, first served" basis. ARTICLE XXII — GROUP INSURANCE 22.1 Effective January 1, 2013, the EMPLOYER will contribute the same cont ribution as approved for non-union employees to the Operating Engineers, Local 49 Health and Welfare Administrators for Group Health and Dental Insurance. Employees may participate, at their own expense, in additional life, short -term, and long-term disability insurance as add-ons to City sponsored plans approved under the EMPLOYER'S current insurance provider. 22.2 In the event that an employee resigns, retires, or is otherwise separated from employment for any reason, the EMPLOYER will deduct from the employee's final paycheck the EMPLOYER-paid portion of the group insurance premium for the remainder of the quarter following the employee's date of separation from employment. 10