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Ramsey County Multi-Hazard Mitigation Plan, 2018 <br /> <br />Page | 77 <br /> <br />National Flood Insurance Program (NFIP) – The National Flood Insurance Program (NFIP) is a federal <br />program created by Congress to mitigate future flood losses nationwide through sound, community- <br />enforced building and zoning ordinances and to provide access to affordable, federally-backed flood <br />insurance protection for property owners. The NFIP is designed to provide an insurance alternative to <br />disaster assistance to meet the escalating costs of repairing damage to buildings and their contents <br />caused by floods. Participation in the NFIP is based on an agreement between local communities and the <br />federal government that states that if a community will adopt and enforce a floodplain management <br />ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas (SFHAs), the <br />federal government will make flood insurance available within the community as a financial protection <br />against flood losses. North Oaks is the only city in Ramsey County not participating in the NFIP (Table <br />24). <br />Table 24. Ramsey County Participation in the NFIP <br />Community Name Participation in the National Flood Insurance <br />Program (NFIP)? <br />Current <br />FIRM Date <br />Arden Hills Participating in NFIP FEMA Mapped High Risk Areas 6/4/2010 <br />Blaine <br />(Anoka & Ramsey) Participating in NFIP FEMA Mapped High Risk Areas 12/17/2015 <br />Falcon Heights Participating in NFIP No FEMA Mapped High Risk Areas 6/4/2010 <br />Gem Lake Participating in NFIP FEMA Mapped High Risk Areas 6/4/2010 <br />Lauderdale Participating in NFIP No FEMA Mapped High Risk Areas 6/4/2010 <br />Little Canada Participating in NFIP FEMA Mapped High Risk Areas 6/4/2010 <br />Maplewood Participating in NFIP FEMA Mapped High Risk Areas 6/4/2010 <br />Mounds View Participating in NFIP FEMA Mapped High Risk Areas 6/4/2010 <br />New Brighton Participating in NFIP FEMA Mapped High Risk Areas 6/4/2010 <br />North Oaks NOT Participating in <br />NFIP FEMA Mapped High Risk Areas 6/4/2010 <br />North Saint Paul Participating in NFIP FEMA Mapped High Risk Areas 6/4/2010 <br />Roseville Participating in NFIP FEMA Mapped High Risk Areas 6/4/2010 <br />Saint Anthony Village <br />(Hennepin & Ramsey) Participating in NFIP No FEMA Mapped High Risk Areas 11/4/2016 <br />Saint Paul Participating in NFIP FEMA Mapped High Risk Areas 6/4/2010 <br />Shoreview Participating in NFIP FEMA Mapped High Risk Areas 6/4/2010 <br />Spring Lake Park <br />(Anoka & Ramsey) Participating in NFIP FEMA Mapped High Risk Areas 12/16/2015 <br />Vadnais Heights Participating in NFIP FEMA Mapped High Risk Areas 6/4/2010 <br />White Bear Lake <br />(Ramsey & <br />Washington) <br />Participating in NFIP FEMA Mapped High Risk Areas <br />(NSFHA in Washington – 2/3/2010) 6/4/2010 <br />White Bear Township Participating in NFIP FEMA Mapped High Risk Areas 6/4/2010 <br /> <br />Wellhead Protection Plan – Municipalities that use well water have and maintain a Wellhead Protection <br />Plan. This plan presents the actions that will be taken to manage potential contamination sources that <br />may present a risk to the quality of the community’s drinking water. <br />Watershed Management Organizations – There are six watershed management organizations that serve <br />Ramsey County: Ramsey Conservation District, Ramsey-Washington Metro Watershed District, Vadnais <br />Lake Area Watershed Management Organization, Capitol Region Watershed District, Rice Creek <br />Watershed District, and the Lower Mississippi River Watershed Management Organization. Each