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APPLICABLELAWThisAgreementshallbegovernedbythelawsoftheStateofMinnesota.19.INDEPENDENTCOUNSELINSURANCEMODIFICATIONThisAgreementmaybeamendedonlybyawritingsignedbyallParties.22.[REMAINDEROFTHISPAGEINTENTIONALLYLEFTBLANK]Duncan&Melander,PLLP,andtheCityshallcontinuetoberepresentedbyCampbellKnutson,P.A.andJardine,Logan&O’Brien,PLLP.Thepartiesfurtheracknowledge,waive,andreleaseanyactualorpotentialconflictsthatwouldlimittheirabilitytoberepresentedbytheabovecounsel.21.ThePartiesdonotintendforthisAgreementtoprejudiceanyPartywithrespecttoitsinsurers.AlloftheprovisionsofthisAgreementshallbeinterpretedsoasnottoconflictwitheachParty’sobligationstoitsinsurers.20.Clientsunderstandtheirrighttoobtain,ateachclient’sownexpense,independentlegalcounselregardingthisAgreementoranyaspectofthismatter.EachParty’ssignaturebelowindicatesiteithersoughtsuchadviceorwaivesitsrighttodoso.