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Subd. 4 Insurance. <br /> <br /> A. No license shall be granted, nor be effective, until the applicant files with the City <br />proof a certificate of insurance by an insurance company authorized to do business in the State <br />of Minnesota, evidencing the following forms of insurance: <br /> <br /> 1. Commercial general liability insurance, with a limit of not less than one <br />million dollars ($1,000,000) each occurrence. If such insurance contains an annual <br />aggregate limit, the annual aggregate limit shall be not less than two million dollars <br />($2,000,000); <br /> 2. Automobile liability insurance with a limit of not less than two million <br />dollars ($2,000,000) combined single limit. The insurance shall cover liability arising out <br />of any auto, including owned, hired, and non-owned vehicles; <br /> 3. Food products liability insurance, with a limit of not less than one million <br />dollars ($1,000,000) each occurrence; <br /> 4. Public liability insurance, with a limit of not less than one million dollars <br />($1,000,000) each occurrence; <br /> 5. Property damage insurance, with a limit of not less than one million <br />dollars ($1,000,000) each occurrence; <br /> 6. Workers compensation insurance (statutory limits) or evidence of <br />exemption from state law; and <br /> 7. The City shall be endorsed as an additional insured on the certificate of <br />insurance and the umbrella/excess insurance if the applicant intends to operate its mobile <br />food unit on public property. <br /> <br /> B. The certificate of insurance must contain a provision requiring notification be sent <br />to the City should the policy be cancelled before its stated expiration date. <br /> <br />395.05 Conditions of Licensing. <br /> <br />A mobile food unit may only operate as set forth in the following: <br /> <br />Subd. 1 Locations. A mobile food unit may only operate in the locations set forth in this <br />paragraph and as specified in the permit. A mobile food unit may operate in a private <br />commercial or industrial parking lot and on private residential property, with the written consent <br />of the private property owner. When operations occur on private residential property, mobile <br />food unit sales may only be for catering purposes (such as a private graduation party or wedding) <br />and not open for sales or service to the general public. Sales or service may only be made to <br />residents and guests at the catered event, and the owner of the residential property must have <br />obtained any required city permits for the event. A mobile food unit may only operate in a City <br />park or on City property and or rights of way with the prior written approval or permit by the <br />City and as specified in the approval or permit, and additional park or other permits may be <br />required for such operations. <br /> <br />Subd. 2 Performance standards. A mobile food unit licensee is subject to the following <br />performance standards: