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∙ Enclosed Parking. A structure used for the storage of a vehicle which must be covered <br />and completely enclosed by walls or doors on four sides. (added 10/4/12) <br /> ∙ Equal Degree of Encroachment. A method of determining the location of floodway <br />boundaries so the flood plain lands on both sides of a stream are capable of conveying a <br />proportionate share of flood flows. <br /> ∙ Exterior storage. The storage of goods, materials, equipment, manufactured products <br />and similar items not fully enclosed by a building. <br /> ∙ Family. An individual or two (2) or more persons, each related to the other by blood, <br />marriage, adoption or foster care, or a group of not more than four (4) persons, some or all <br />of whom are not related by blood, marriage or adoption, living together and maintaining a <br />common household. (These regulations shall not be applied so as to prevent the City from <br />making reasonable accommodation as required by the Federal Fair Housing Amendments <br />Act of 1988). <br /> ∙ Financial institution. An establishment that provides financial and banking services to <br />consumers or clients. Typical uses include banks, savings and loan associations, credit <br />unions, investment companies, and automated teller machines (ATMs). Financial <br />institution shall not include a consumer small loan operation. (added 7/14/10) <br /> ∙ Flood. A temporary increase in the flow or stage of a stream or in the stage of a <br />wetland or lake that results in the inundation of normally dry areas. <br /> ∙ Flood frequency. The frequency for which it is expected that a specific flood stage or <br />discharge may be equaled or exceeded. <br /> ∙ Flood fringe. That portion of the flood plain outside of the floodway. Flood fringe is <br />synonymous with the term "floodway fringe" used in the Flood Insurance Study for the <br />City. <br /> ∙ Flood plain. The beds proper and the areas adjoining a wetland, lake or watercourse <br />which have been or may be covered by the regional flood. <br /> ∙ Flood-proofing. A combination of structural provisions, changes, or adjustments to <br />properties and structures subject to flooding, primarily for the reduction or elimination of <br />flood damages. <br /> ∙ Floodway. A wetland or lake and the channel of a watercourse and those portions of <br />the adjoining flood plain which are reasonably required to carry or store the regional flood <br />discharge. <br /> · Floor area. Means the sum of the horizontal area of all floors of a building measured <br />from the exterior faces of the exterior walls, or from the centerline of walls separating two <br />buildings, Excluding: decks, garages, covered porches conforming with Section 1325.03 <br />Subd 2.D; attics, crawl spaces and basements that do not meet the minimum ceiling height <br />per Minnesota State Building Code requirements.