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<br /> <br />This Bond is one of an issue in the aggregate principal amount of $2,895,000 all of like original <br />issue date and tenor, except as to number, maturity date, interest rate, redemption privilege and <br />denomination, all issued pursuant to a resolution adopted by the City Council of the City on April 28, 2025 <br />(the “Resolution”), for the purpose of providing money to aid in financing improvements to City facilities <br />as outlined in the City’s 2025 through 2029 Five-Year Capital Improvement Plan, pursuant to and in full <br />conformity with the Constitution and laws of the State of Minnesota, including Minnesota Statutes, <br />Chapter 475, as amended, including Minnesota Statutes, Section 475.521, as amended, and the principal <br />hereof and interest hereon are payable from ad valorem taxes, as set forth in the Resolution to which <br />reference is made for a full statement of rights and powers thereby conferred. The full faith and credit of <br />the City are irrevocably pledged for payment of this Bond and the City Council has obligated itself to levy <br />additional ad valorem taxes on all taxable property in the City in the event of any deficiency in ad valorem <br />taxes pledged, which additional taxes may be levied without limitation as to rate or amount. The Bonds of <br />this series are issued only as fully registered Bonds in denominations of $5,000 or any integral multiple <br />thereof of single maturities. <br /> <br />The City Council has designated the issue of Bonds of which this Bond forms a part as “qualified <br />tax-exempt obligations” within the meaning of Section 265(b)(3) of the Internal Revenue Code of 1986, as <br />amended (the “Code”), relating to the disallowance of interest expense for financial institutions and within the <br />$10 million limit allowed by the Code for the calendar year of issue. <br /> <br />As provided in the Resolution and subject to certain limitations set forth therein, this Bond is <br />transferable upon the books of the City at the principal office of the Registrar, by the registered owner hereof <br />in person or by the owner’s attorney duly authorized in writing, upon surrender hereof together with a written <br />instrument of transfer satisfactory to the Registrar, duly executed by the registered owner or the owner’s <br />attorney; and may also be surrendered in exchange for Bonds of other authorized denominations. Upon such <br />transfer or exchange the City shall cause a new Bond or Bonds to be issued in the name of the transferee or <br />registered owner, of the same aggregate principal amount, bearing interest at the same rate and maturing on the <br />same date, subject to reimbursement for any tax, fee, or governmental charge required to be paid with respect <br />to such transfer or exchange. <br /> <br />The City and the Registrar may deem and treat the person in whose name this Bond is registered as the <br />absolute owner hereof, whether this Bond is overdue or not, for the purpose of receiving payment and for all <br />other purposes, and neither the City nor the Registrar shall be affected by any notice to the contrary. <br /> <br />IT IS HEREBY CERTIFIED, RECITED, COVENANTED, AND AGREED that all acts, conditions, <br />and things required by the Constitution and laws of the State of Minnesota to be done, to exist, to happen, and <br />to be performed preliminary to and in the issuance of this Bond in order to make this Bond a valid and binding <br />general obligation of the City in accordance with its terms, have been done, do exist, have happened, and have <br />been performed as so required, and that the issuance of this Bond does not cause the indebtedness of the City <br />to exceed any constitutional or statutory limitation of indebtedness. <br /> <br />This Bond is not valid or obligatory for any purpose or entitled to any security or benefit under the <br />Resolution until the Certificate of Authentication hereon has been executed by the Registrar by manual <br />signature of one of its authorized representatives. <br /> <br />DOCSOPEN-AR200-22-1009630.v5-4/28/25 <br />B-2 <br /> <br />