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11-10-25-WS
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11-10-25-WS
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11/7/2025 11:33:01 AM
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CITY OF ARDEN HILLS, MINNESOTA <br />Function: General Government <br />Activity: Risk Management <br />2026 BUDGET <br />Fund # 725 <br />Activity # 49800 <br />Activity Scope <br />This Fund was established to pool dividends received from the League of Minnesota Cities for positive claims <br />experience. This fund tracks dividend revenues and deductible costs for claims. The goal of this fund is to build a <br />fund balance that would allow the City to increase deductible limits in order to reduce premium costs. Dividends <br />received from the health insurance Co-op are also deposited in this fund to use for employee wellness activities <br />and to supplement the City's contribution to health/dental insurance. <br />Objectives <br />1. Cover deductible costs on claims. <br />2. Establish employee Wellness programs to minimize health insurance costs. <br />Issues <br />Maintain the proper level of insurance coverage and deductibles to assure the best possible coverage at the <br />lowest possible cost. <br />Budget Commentary <br />Discontinued the entry for employee benefits to this fund as it had no effect on the financial statements. Will <br />continue to accumulate funds to cover potential future insurance claims. The 2026 budget has no change from <br />2025. <br />2023 2024 2025 2026 <br />Budget Summary ACTUAL ACTUAL BUDGET BUDGET <br />Personnel Services $ - $ - $ - $ - <br />Commodities - - - - <br />Contractual Services 189,857 173,559 219,500 219,500 <br />Capital Outlay - - - - <br />Other Charges - - - - <br />Total $ 189,857 $ 173,559 $ 219,500 $ 219,500 <br />Percent Change (-8.6%) 26.5% 0.0% <br />Expenditures by Classification <br />*Personnel Services <br />* Commodities <br />*Contractual Services <br />* Capital Outlay <br />■ Other Charges <br />100% <br />K <br />
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