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<br />EXPERIENCE <br /> <br /> <br />. <br /> <br />Mark Ruff, Certified Independent Public Financial Advisor <br /> <br /> <br />. Actively involved in local government finance since 1988. <br /> <br />. . Member of Ehlers & Associates Board of Directors <br /> <br />. . Financial Advisor for various types of municipal debt issues including <br />general obligation, housing revenue, utility revenue bonds, capital <br />appreciation issues, grosss revenue bonds, current and advance <br />refundings, cash flow financings, lease purchase financings, with and <br />without bond ratings and credit enhancements and investments. <br /> <br />. . <br /> <br />Participated in over 250 different development and redevelopment <br />projects covering all forms of local participation in the development <br />process including essential function bonds finance for senior and family <br />housing, EDA financed manufactuting facilities, Livable Communities <br />programs for single family and rental housing, and evaluation of private <br />development projects. <br /> <br />. <br /> <br />. . <br /> <br />Advised many small cities, regional centers, and Minneapolis and St. <br />Paul suburbs on general and specialized public finance issues. <br /> <br />SPECIAL EXPERTISE <br /> <br />. . <br /> <br />Housing finance <br />Utility finance <br /> <br />Redevelopment projects <br />Tax increment financing <br /> <br />. . <br /> <br />. . <br /> <br />. . <br /> <br />PROFESSIONAL MEMBERSHIPS <br /> <br />. . <br /> <br />National Association of Housing and Redevelopment Organizations <br />Economic Development Association of Minnesota <br />Minnesota Government Finance Officers Association <br />Minnesota Institute of Public Finance (Boardmember) <br /> <br />. . <br /> <br />. . <br /> <br />. <br />