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TABLE OF CONTENTS <br /> The Trust and the Funds 3 <br /> Investment Objectives and Policies 3 <br /> Withdrawals from the PLUS Fund 6 <br /> Trustees and Officers 6 <br /> Investment Advisor 7 <br /> Administrator 7 <br /> Custodian 7 <br /> Technical Advisory Board 8 <br /> Legal Counsel 8 <br /> Expenses 8 <br /> Daily Income Allocations 9 <br /> Computation of Yield 9 <br /> Determination of Net Asset Value 10 <br /> Portfolio Transactions 11 <br /> Reports to Participants 11 <br /> Taxes 11 <br /> Declaration of Trust 12 <br /> Fixed Rate Program 13 <br /> 411 <br /> -2- <br />