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<br />13. Insurance. <br /> <br />(a) Workers' Compensation. The Tenant must maintain Workers' Compensation <br />insurance in compliance with all applicable statutes. The policy shall also <br />provide Emp]oyer's Liability coverage with limits of not less than $500,000 <br />Bodily Injury each accident, $500,000 Bodily injury by disease, policy limit, and <br />$500,000 Bodily Injury by disease, each employee. <br /> <br />(b) General Liabilitv. The Tenant must maintain an occurrence form commercial <br />general liability coverage. Such coverage shall inSIl,l.de, but not be limited to, <br />bodily injury, property damage -- broad foIDl,:;U'ld persona] injury, for the <br />hazards of Premises/Operation, broad form c())1.Ji'a~t!ifll, independent contractors, <br />and productslcompleted operations. <br /> <br />The Tenant must maintain aforementiol1ed commercial gerietfllIiability coverage <br />with limits of liability not less than$l,OOO,OOO each occtll"j"~nse; $],000,000 <br />personal and advertising injury; $2,000,000 general aggregate,iand $2,000,000 <br />products and completed operations aggregate. These limits may be satisfied by <br />the commercial general liability coverage orin combination with an umbrella or <br />excess liability po]icY,f'Jilf()yided coverage afforded by the umbrella or excess <br />policy is no less than thej.111o.~~IYing commercia] general liability coverages. <br /> <br />(c) Automobi]e Liabilitv. The'];enantnrustcarry Automobi]e Liability coverage. <br />Coverage shallatford tota]~liability]imitsfor Bodi]y Injury Liability and <br />Property Damage Liability ill:the amount of $1,000,000 per accident. The <br />liabi]ity limits may be.afforded'under the Commercial Policy, or in combination <br />with an Umbrella orExcess Liability Policy provided coverages afforded by the <br />Umbrella Excess<I'qlicy are no less than the underlying Commercial Auto <br />Liability coverage. <br /> <br />Coverage shall be provided for Bodily Injury and Property Damage for the <br />ownership, use, maintenance or operation of all owned, non-owned and hired <br />automobiles. <br /> <br />The Commercial Automobile Policy shall include at least statutory personal <br />injury protection, uninsured motorists and underinsured motorist coverages. <br /> <br />(d) Tenant Propertv Insurance. The Tenant must keep in force during the term and <br />any renewals of the Lease a policy covering damages to its property at the <br />Leased Premises. The amount of coverage shall be sufficient to replace the <br />damaged property, ]oss. of use and comply with any ordinance or law <br />requirements. <br /> <br />7 <br />