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DRAFT <br />(b) The following are exempt from the definition of "pawnbroker": any bank regulated by <br />the state of Minnesota, the comptroller of the currency of the United States, the Federal <br />Deposit Insurance Corporation, the board of governors of the Federal Reserve System, or <br />any other federal or state authority and their affiliates; any bank or savings association <br />whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance <br />Corporation or any successor to it and all affiliates of those banks and savings <br />associations; any state or federally chartered credit union; and any industrial loan and <br />thrift company or regulated lender subject to licensing and regulation by the Department <br />of Commerce. (Revised 6/28/10) <br /> <br /> <br />Subd. 145 Person. Any individuals, firm, partnership, corporation, company, <br />association, joint stock association or body politic; includes any trustee, receiver, <br />assignee or other similar representative thereof. <br /> <br />Subd. 146 Personal services. Services customarily rendered for compensation. Such <br />services shall only involve minor storage and related sales of products and supplies <br />related to the service offered and for customers ordinarily utilizing the service offered. <br />Typical personal services include but are not limited to: apparel tailoring and cleaning; <br />hair styling, trimming and cutting; beauty services; photographic services; and other <br />services of a similar nature. <br /> <br />Subd. 147 Planned unit development (P.U.D.). The development of a tract of land in a <br />unified manner, pursuant to a development plan specifically approved by the city. <br /> <br />Subd. 148 Planning commission. The planning agency of Arden Hills as prescribed in <br />Minnesota Statutes Chapter 462.354. It is advisory to the City Council on all matters <br />related to the Comprehensive Plan and all official controls that implement the <br />Comprehensive Plan, and all other matters referred to it by the City Council. <br /> <br />Subd. 149 Protected waters. Any waters of the State as defined by State law. However, <br />no lake, pond or flowage of less than ten (10) acres in size and no river or stream having <br />a total drainage area less than two (2) square miles shall be regulated for the purposes of <br />these regulations. <br /> <br />Subd. 150 Public use. The use of any lot, parcel of land and any structure or building <br />thereon exclusively for public purposes by any department or branch of government, <br />federal, state, county or city, excluding independent school districts, without reference to <br />the ownership of said lot, parcel of land, building or structure. <br /> <br />Subd. 151 Public waters. Means a body of water capable of substantial beneficial public <br />use. This shall be construed to mean, for the purposes of these regulations, any body of <br />water, which has the potential to support any type of recreational pursuit or water supply <br />purpose. A body of water created by a private user where there was no previous <br />shoreland, as defined herein, for a designated private use authorized by the commissioner <br />of natural resources, shall be exempt. <br />DRAFT: 6/3/2010 <br />Page 18 of 50