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HomeMy WebLinkAbout7A, Presbyterian Homes Conduit Debt� �4 U�EN�HILLS Request for Council Action Prepared By: Sue Iverson, Director of Finance and Administrative Services Council Meaiing Date: August 29, 2011 Presbyterian Homes Conduit Debt Budgeted Amount: Actual Amount: Funding Source: NA NA NA Reco�mendation: 1. A motion to adopt Resolution 2011-042, a resolutian authorizing the issuance and sale af Senior Housing Revenue Notes (Presbyterian Homes of Arden Hills, Inc. Project), Series 2011A and Series 2012A, in the original aggregate principal amoutrt not to exceed $20,000,000; approving the forn� of and authorizing the execuiion and delivery oi the notes, Ioan agreements and certain related documents; and providing for the security rights, and re�edies with respect to the notes. Supportin� Documents; 1. Memorand�m dated August 29, 2011 from Sue Iverson. 2. Memorandum dated August 24, 2011 frozn. 7ohn Uiley, Kennedy & Grav�n. 3. Resoiution 2011-042. � EN H�LLS MEMORANDUM DATE: August 29, 20ll TO: Honorable Mayor and City Councilmernbexs Pairick Klaers, City Adrninistrator FROM: Sue �verson, Directar af Finance and Administrative Services SUBJECT. Presbyterian Homes Conduit Debt Back�round The City held a Public Hearing on 7uly 25, 2011, and adopted a resolution approving a housing progratn, granting preliminary approval to the issuance of housing revenue bonds to finance the project, and authorized certain other actions to be taken by the Mayor, Administrator, and ihe City's bond counsel. Presbyterian Homes is now requestir�g the City Council io consider a resolutian auti�orizing the issuance of twa bonc� issues, Series 20� 1A for $10,00�,000 and Series 2012A for $10,000,000. Because we can only issue $10,000,000 of bank qualified debt per calendar year, they are issuing $1p,000,000 in 2011 and $10,000,00Q in early 2012. They are using another "host" city to issue the remaining $14,�00,000 in a similar manner. The City of Arden Hills will receive the entire �'ee as if we issued the $34,000,000. The City's Bond Counsel has provided the attached letter an.d will be present at the meeting to answer any additional questions the Council may have. Council Ac�ion Re uested A motion to adapt Resolution 2011-042, a resolution authorizing the issuance and sale of Seniar Housing Revenue Notes {Presbyterian Hornes of Ard.e� Hil�s, Inc. Praject), Series 201 l A and Series 2012A, in the original aggregate principal amount not to e�ceed $20,000,000; approving the form of and a�thorizing t�e e�ecution and delivery of the nofes, loan agreements, and certain related documents; and providing for the security, rights, and remedies with respect ta the notes. City GvunciI Meeting 11Metro-inetlardenhi11s1AdminlCouncillAgendas & Packet Information1201115-29-i 1 Regu]arlPacket InformationlPres Homes Conduit Debit.doc Page 1 af 1 � � �f&ces in . " � IVlinncapolis 5aint Paul 5G Cloud 'C H A R T E.R E D Wednasday; August 24, 20.11 Patrick Kiaers Administrator Ci�y of P,rden HilIs 1245 Highway 96 West Arde�t Hills, Minnesata SS112-5'143 470 Li.S. Sank Plaza 2Q0 5ouch Sixth Saeet Minneapolis, ME+1554D2 (G12J 337-930D tdephone (�iz) 33�-��ya � �vww kennedp-graven.com �rmarivelkceion, Equ�] C3ppormnity Emplayer Re: Pr�sbyteriari Homes ofArden Hills, inc. Project � The City of Aard�n Hills, (the "City"} �nfer� .into a Cantract..for Private Devslapment; dat�d December Z�, 20 TO {the "Development Con�ract"}; with Presbyterian Homes flf Arden Hills, Inc., a Minnesata nonpro�t carporation (the "BpiipWEi"}, vvit� respect to the proposed developmant by the Borrowcr o� a seniar housing faciliiy compz�sing independenfi liv�ng units, assisted iiving units, and memory-eare unit� (a comhined total nf apprax�€xnately 166 dwe�liz�g units} to be lacated. at 3120 and 3220 La1ce Johanna 8oule�ard iri the City (tl�e "Projec�'). Th� Project wiil replace an existing senior hausing facility of the Borrower located at the sarne address: Pitrsuant �o tl�,e ter�ns of Article V�[ af t�ze D�velapmeni Can#ract, the Ciiy agreed to issue housizxg revenue bonds under the Municipai Honsing Act, Minnesota 5.tatutss, Clxapter 4�i2C, as amended.�the "Housing Ac�"}, to make a loan to the Borrower to itnance the consix2tction and equipping oifhe Praject a.�d related aosts. At the request ofthe Bozrower, the City Council ofthe City held a public hearing an the praposecl issuance of housing revenue bonds fo finance .the P-rojec:t and, followin.g #he p.ublic hearing, adapted Resolution No,. 2U11-039 whiah; (i} apprflved a housing �ragra3n pre�iarec� in accordance. vvifh the requiremenfs of the Housing Act; (ii) .granteii preliminary:apgroval ta the issuance af housing revenue. bon.ds to finance tire Project; and (iii} authorized certasn o�her actions ta he taken by the 1Viay�nr, the Adrninis�ator, and K�nnedy & Graven, Chartered, as hond counsel to the City. The Borrnwer is naw aequesting that the City Council consider a resolution (tlie "Final ResoIution'� authorizing the iss�ance of: (i) a Senior Housi�g Revenue Note (Presbyterian Homes a� Arden Hzils, Inc. Project), Seriea 2011A (the "Series 2D11A Note"), .iun the original aggregate prineipal arnount oi $10,000,000; and (ii) a Senior Housing Revenue Nate (Pxesb�erian Homes of Arden Hilis, Ittc. PI'pJ�Gt}, 8eries 2(il.2A (tlae "Series 2fl12A Nate"), ia the origi�tial aggregate principal atnount of $i0;OQ0;U00. The Final Resolution a�so approves certain documents referred;to therein which authorize a. loan o£ .ihe prc►ceeds clerived frorri Y,Iie saIe of the Seriss 201"lA Note and the Series 2412,� l�l'ote. (collectively, tlie `�Totes"� to the Borrower and wl�ich provide securiity for �e .Notes. The proceeds aerivect from such iaans are proposed to be applied by the Bqrrower ta the fxrtancing of the Project. `The Borrowsr has proposed that the Bonds be issued as "qualifi�cl ta�c-exe�npt obligat�ons" as cleftned in $ec�ion 265{b}(3}. of th� Internal Revenue Coda of 19.86, as amended (tl�e "Code"�, and the Final Res�latiazi designates ihe Nates as qual�fied tax-exerni�t obliga�ions. The Boriravver �ias agreed that the adminislra�i�e fee payable by the Borrower pursuai�t tn SeCtion 7.1{b) of the Development Contract will be paid by tha Borrower to �te Ci#y with respect ta ail tax-exempt obligati4ns issued to finanos the Pro�act regardless of the actual issuer oi s�ah ohIigations. In �xchange for such fee payment, the City has s -1- waived iiae appl.ication o� Section 7.1(d) which precZudes the issuance oi any tax-exeznpt obligatians by any unit of govei•nmen� other than the City. The Final Resn]ution: wili be the_ fYnal aetion reqZzired to ha taken by t�e City Counail to authozize the issaanee and deli�rery of #.be Nofes. If tlie Ciiy Coeuicil:adopts -t�e Final Resolution, the Borrower will finalize the terms of the security to be proviiieai by the Borrower ta the purchaser of flie Nntes a�d vvi21 arrange for the closing of the financing transaction and the cozistruction of the Project. Please cnntact the undersigned at your eonvenience with any q�zestzons �v�€th regard to the foregaing. KENNEDY & GRAVEN, CHARTERED ' Utle3� a�oo-o�z (,rr�} 33i08Gv.1 -2- � �N HILLS CITY OF ARDEN fIILLS COUNTY OF RAMSEY STATE OF MINNESOTA RESOLUTION NO. 2011-042 AUTHORIZING THE ISSUANCE AND SALE OF SENIOR H�USING REVENUE NOTES (PRESBYTERIAN HOMES OF ARDEN HILLS, INC. PROJECT), SERIE� 20I1A AND SERIES 2012A, IN THE ORIGINAL AGGREGATE PRINCIPAL AMOUNT NOT TQ EXCEED $20,000,000; APPROVING THE FORM OF AND AUTHORYZlNG THE EXECUTION AND DELIVERY OF THE NQTES, LOAN AGREEMENTS, AND CERTAIN RELATED DOCUMENTS; AND PROVIDING FOR THE SECURITY, RIGHTS, AND REMEDIES WITH RESPECT TO T�-IE NUTES WI�REAS, pursuant ta fihe Constitution and Iaws of the State of Minnesota, particularly Minnesota Statutes, Chapter 462C, as amended {the "Housing Act"), statutory and home rule cities and other political subdivisions of the State of Minnesota are authorized to carry out the public purposes described therein and cantemplated thereby in the frnancing of rnultifamily hausing developments by issuing revenue obligations to defray, in whole or in part, the development costs of multifa�aily housing developments, and by entering into any agreements made in connection therewith and by pledging any such agreements as security for the payrr�ent of tt�e principal of and interest on any such rev�nue obiigatians; and WHEREAS, a�nultiiamiIy housing development financed under the Housing Act may consist of a multifamily housing development co�nbined with a new or existing health care faciliry ii (i) the multifamily ho�sing develo�ment is designed and intended to be used for rental occupancy; (iz) the �nultifamily housing development is deszg�ned and intended to be used primarily by elderly or physically handicapped persans; and (iii) nursing, medical, personal care, and other healt�-related, assisted-living services are available on a 24-hour basis in the multifamily housing developmen� to the residents; and WI�REAS, Presbyterian Homes af Arden Hilis, Inc., a Minnesota nonpro�t corporation (the "Borrawer"), has requested the participation ot�the City of Arden HilIs (the "City") in the financing of the demolition of an existing senior housing facility and the acquisitian, construction, and equipping of a multifamiIy �ousing developmant consisting of a senior rental housing facility comprising independent living units, assisted living units, and memory-care units {a ca�nbined total of a�proximately 166 dwelling units) to be located at 3120 and 322Q Latce Johanna Baulevard in the City (the "Project"); and WHEREAS, a Housing Program for a MuItifamily Housing Development {iha "Housing Program") with respect to the Project and the issuance of revenue obligations to finance the Housing Program and the Project was prepared pursuant to the requirements of Seciion 462C.03, subdivision I a, of the Housing Act, and is on file with the City; and WHEREAS, the Housing Program was subrnitted to the Metropolitan Council for its review and comments in accordance with the requirements of the Housing Act, a comment letter dated July 11, 2011, witl� respect to the Housing Program, was received from t.�e Metropatitan Council, and an July 2S, 20I l, the Houszng Program was approved by the City Councii of th� City pursuant to Resol�tion Na. 20i 1-039; and WI�REAS, the Borrower has requested that the City isseze the following reven�e obligatians of the City for the benefit of the Borrower: (�} Senior Housing Revenue Note {Presbyterian Homes of Arden Hills, Inc. Project), Series 2011A {the "Series 2011A Note"), in the original aggregate principal amount of $10,000,000; and (ii) Senior Hausing Revenue Note {Presbyterian Hornes of Arden HiIls, I�nc. Project), Series 2012A (tlte "Series 2012A Note"}, in the original aggregate principal arnount of $10,000,040; and WHEREAS, the proceeds derived from the sate of the Series 2011A Note are proposed to be applied to malce a loan (the "Series 2011A Loan") to the Borrower pursuant to ihe terxns of a Loan Agreement, to be dated on or after September 1, 2011 (the "Series 241 lA Loan Agreement"}, between the City and the Borrower; and WHEREAS, the proceeds derived from the saIe af the Series 2012A Note are propased to be applied to make a Ioan (the "Series 2012A Loan") to the Borrowez pursuant to the terms of a Loan Agreement, to be dated on or after January 1, 2012 (the "Series 2012A Loan Agreement"), between the City and the Borrower; and WFiEREAS, the Borrower has requested that another city of the State of Minnesata (the "Second Issuer") issue ane or more revenue obligations, in a� oxiginal, aggregate principal a�ount not to exceed $12,000,000 (the "Additional Notes"), and Ioan the proceeds deri�ed fram �he sale of the Additional Notes to the Borrower pursuant to one or more loan agreements, and apply the proceeds derived from such loans (the "Additional Loans") ta: {i) the financing of the Project; and (ii) the payment of a portion of the costs of issuing the Additionai Notes; and WHEREAS, the Series 20I lA Note wili constitute a revenue obligatian of the City secured solely by: (i} the revenues derived �rom tk�e Series 2011A Loan Agreement; and (iii} certain security provided by #he Borrower to the purchaser of the Series 2011A Note incl�ding a mortgage lien on the Project and a guaranty from one or znore guarantorrs related to the Borrower; and WHEREAS, the Series 2fl 12A Note will constit�tte a revenue obligation of the City s�cured solely by: {i) the rever�ues derived from the Series 2012A Loan Agreement; and (iii} certain security pravided by t1�e Borrawer to the purchaser of the Series 2012A Note including a mortgage lien on the �'roject and a guaranty from one oe more guarantors related to the Borrower; and WHEREAS, Bremer Bank, National Association, a naiional banking association {the "Lender"), has agreed to purchase the Series 201 lA Note and the Series 2012A Nate in a manner consistent with the polici�s of the City relating to the issuance and sale oF non-rated conduit revenue bonds; and WHEREAS, the laan repayments required ta be made by the Borrower ttnder the terms of t�e Series 20f 1A Laan Agreement will be assigned to the Lender under the terms of an Assignment of Loan Agree�nent, dated on ar after September 1, 2fl11 {the "Series 20llA Assignment"), between ihe City, the Borrower, and the Lender; and WI�REAS, the loan repayments required to be rnade by the Borrower ur�der the terms of the Series 2012A Loan Agxeemen� will be assigned to the I�ender under the tertns of an Assigntnent of Loan Agreennant, dated on or after January 1, 2012 (t�e "S�ries 2012A Assignment"), between the City, the Bor:rower, and the Lender; and V�I�REAS, the abligations of the Borrower under the t�rms of the Series 2011A Loan Agreement, the Series 2011A Assignment, the �eries 2012A Loan Agreernent, and the Series 2012A Assignrr�ent will be secured by a Mortgage, Security Agreement, Fixture Financing Statement, and Assignment oi Leases and Rents, dated on or after September 1, 2011 (the "Mortgage"), from the Borrower in favor of the City and the Second Issuer, an Assignment of Mortgage, Security Agreement, Fixture Financing Staterr�ent, and Assignment of Leases and Rents, dated on or after Sepfiember i, 2011 {the "Assignment of Martgage"), from the City and the Second Issuer in favor of the Lender, and by a Collateral Assignment oi Contract for Private Development, dated on or after Sep�ember 1, 2411 (the "TIF Assignment"), befween the City, the Borrawer, and tha Lender; and W�IEREAS, the Series 2011A Note and the Series 2Q12A Note, and the interest on the Series 20I IA Note and the Series 2012A Note: (i) shall not constitute general or moral obligations of the City and shall be payable solely from the revenues pledged therefor; (ii} shail not constitute a debt of the City within the meaning of aay constit�tional or statutory limitation; (iii) shall not constitute nor give rise to a pecuniary liability of the City or a charge against its general credit or taxing powers; and (iv) shall not constitute a charge, lien, or encumbrance, legal or equitable, upon any property of the City otl�er t�an the City's interest in the Series 20I lA Loan Agreement and the Series 2012A Loan Agreement. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF ARDEN HILLS, MINNESOTA, AS FOLLOWS: l. For the purposes cfescribed in this resolution, there is hereby authorized the issuance of the Series 2011A Note in the original aggregata principal amount not to exceed $10,000,000. The Series 201 lA Note shall bear interest at such rates, shall be in such denomination, sha11 be numbered, shall be dated, shall mature, shall be subject ta redemption prior to maturity, shall be in such form, and shall have s�ch other details and provisions as are prescri6ed in the form of the Series 2011A Note on file with the City or� the date hereof. All of the pravisions of the Series 2011A Note, when executed as authorized herein, shall be deemed to be a part of this resolution as fully and to the satne extent as ii incorporated verbatim herein and shall be in full force and effect from the date of execution and delivery thereof. 2. For the purposes described in this resolution, there is hereby authorized ihe issuance of the Series 2012A Note in the original aggregate principal amount not to exceed $10,fl00,000. The Series 2012A Note shall bear interest at such rates, shall be in such denomination, shall be numbered, shall be dated, shall mature, shaIl be subject to redemptian prior to maturity, shall be in such farm, and shall have such other details and provisions as are prescribed in the form of tlie 5eries 2012A Note on file with ihe City on the date hereof Ali of the provisions of the Series 2012A No�e, when executed as autharized herein, sha1I be dee�ed to be a part of this resolution as fully and ta the same extent as if incarporated verbatim herein and shall be in full force and efFect from the date of execution and delivery thereaf. 3. The Series 2011A Note and the Series 2012A Note (collectively, the "Notes") shaIt be special linn�ited obligations of the City payable solely fronn reven�es of the Pzoject, in the manner provided in this resolution and the 5eries 2011A Loan Agreement and the Series 2012A Laan Agreement, respectively. The Notes do not constitute gen�ral or moral obligations of the City, or a pledge of the Faith and credit or any taxing powers of the City, the State of Minnesota, or any palitical subdivision thereof. Th� City hereby auihorizes and directs the Mayor of ihe City {the "Mayar") and the Administraior of the Cify {the "City Administrator") to execute th� Notes, and to deliver the Notes to the Lender, and hereby authorizes and directs the execution of the Notes in accordance with their respective ternns and the te�aas of this resolution. The Mayor and the City Administrator are hereby authorized to approve the respeciive znterest rates on the Notes, approve changes to the mai�arity schedules, optional and mandatory redemption terms, and other #erms and provisians of tl�e Notes; provided that the rt�aturity dates for the Notes shall not be iater than �he dates set forth in the forms of the Notes on file with the City on t.�e date hereof. A. The Nates shall contain a recital that each is issued pursuant to the Act, and such recital shaII be canclusive evidence of the validity of each Note and the regularrity of fhe issuance thereof, and that all acts, c�ndi�ions, and things required by the laws of the State of Minnesota relating to the adoption of this resolution, to the issuance of each of t�e Notes, and to the execution of the aforernentioned docutnents have happened, exist, and have been performed as so required by law. 5. The proceeds der�ved fram �e saIe of the Series 2011A Note shall be loaned by the City to the Borrower pursuant to the terms and canditions of the Series 2011A Loan Agreement. The loan repayments to be made by the Borrower under the Series 2Q11A Loan Agreement are to be fixed so as to produce re�enues sufficient tq pay the principal o�, premium, if any, arzd interest on the Series 2011A Note when due. The Loan made pursuant to the Series 201 iA Loan Agreement and the City's rights to fhe loan repayments and certain ot�er rights under the Series 20llA Loan Ageement shall be assigned to the Lender as security for payment of the Series 2011A Nflte pursuant to the terms of the Series 2011A Assignment. The Series 2011A Note, the Series 2011A Loan Agreement, and the Series 2011A Assignnnent shalt be substantially in the forn�s on file with the City on the date hereof, and are hereby approved, with such necessazy and appropriate variations, omissions, and insertions as do not materially change the substance thereof, or as the Mayor and City Administratar, in their discretion, shall determine, and the execution and delivery thereof by the Mayor and City Aciminis�rator shall be conclusive eWidence of such determination. TI�e Series 2011A Note, the Series 2011A Loan Agreement, and the Series 2011A Assign naent are directed to be executed in the name and on behal� oi the City by the Mayor and the City Administrator. 6. The proceeds derived from the sale of the Series 2412A Note shaIl be loaned by the City to the Sorrower pursuant to the terrns and conditions of the 5eries 2012A Loan Agreament. The Ioan repayments to be tzaade by the Borrower under the Series 2012A Loan Agreement are to be fxed so as to produce revenues sufficient to pay the principal of, premium, if any, and interest on the Series 2012A Note when due. The Loan zxaade pursuant to ihe Series 2012A Loan Agreement and �he City's rights to the loan repayments and certain other rights under the Series 2� 12A Loan Agreement shall be assignec� to the I,e�der as security for payrnent of the Series 2012A Note pursuant to the terrns of the Series 2012A Assigt�ment. The Series 2012A Note, the Series 2Q12A Loan Agreement, and the Series 2012A Assignrr�en# shall be substantially in the forms on �le with tk�e City on the date hereof, a�d are hereby approved, with such necessary and appropriate variations, omissions, and insertions as do not materially change the substance thereof, or as the Mayor and City Administrator, in their discretian, shall determine, and the execution and delivery thereof by the Mayor and City Administra#or shall be conclusive evidence of such deter�nination. The Series 2012A Note, the Series 2012A Loan Agreement, and the Series 2012A Assignment are directed to be executed in the name and on behalf of the City by the Mayar and the City Administrator. 7. The Assign�nent of Mortgage and the TIF Assignment snalI be substantialiy in the forms on �le with t�e City on the date hereof, and are hereby appraved, with such necessary and appropriate variations, omissions, and insertions as da not materially change the substance thereof, ar as the Mayor azad City Adminis�eator, in their discretion, shall determine, and the execution and delivery thereof by the Mayor and City Administrator shall be conciusive evidence of such determination. The Assignment of 4 Mortgage and the TIF Assignment are directed to be executed in the name and on behalf of the City by the Mayor and the City Administrator. 8. The offer of the Lender to �urchase the Series 2011A Note a# a price of pa�r is hereby accepted. The offer of ihe Lender io purchase the Series 2012A Note at a price of par is hereby accepted. 9. The City has not participated in the preparation of any disclosure documents relating to the offer and sale of the Notes and has made no inc�ependent investigatian with respect to tha information contained in any such disclosure docutnents. The City assumes no responsibility for the sufficiency, accuracy, or completeness of any informatior� set forth in any such disclosure documents. I0. The Mayor, the City Administrator, and ather officers of the City are authorized and directed to prepare and furnish to the Lender and to Kennedy & Graven, Charterec�, as bond counseI to the City (`Bond CaunseI"), certifi�d copies of all proceedings and records of the City reIating ta the Notes, and such other affic�avits and certi�cates as may be required to shaw the fac�s relating to the Iegali�ty of the Notes as such facts appear from the books and records in the officers' custody and controI or as otherwise known to them; and alI such certi�ed copies, cer�ificates, and affidavits, incIuding any heratofore furnished, shall canstitute representaiions of the City as to the truth. of all sta�ements contained therein. 1 L The approval hereby given to the vario�s documents referred to above includes approvai of s�zch additional details therein as rr�ay be necessary and appropria#e and such modifications thereof, deletions therefrom, and additions thereto as may be necessary and appropriate and approved by �the officials authozized herein to execute said documents, which appraval shall be conclusively evidenced by the execution thereof. The Mayor, the City Administrator, and other officers and employees of the City are hereby authorized to execute and deliver, on behaif of the City, all other certifica#es, instru�nnents, and other written documents that may be requested by Bond Counsel, the Lender, the Borrower, or other persons or entities in conjunction with tlie issuarzce of the Notes and the expenditure of the proceeds of the Notes. Without i�nposing any limitatians on the scope of the preceding sentence, such officers and employees are specifically authorized to execute and deliver a certifcate relating to federal tax rr�atters including matters ralating to arbitrage and arb�trage rebate, rec�ipts far the proceeds derived fronn tha sates of the Notes, a generat ce�rtificate of the City, and an Information Return for Tax-Exempt Private Activity Bonds Issues, Farm 803 8(Rev. Apri1201 l) with respect ta each of the Notes. 12. The City hereby approves khe Mortgage, one ar more guaranty agreements to be execut�d and delivered by parties related to tha Borrower, one or more collateral assignments oi the contracts between the Borrower and the architect and contractor with respect to the Project, and other security docuznents to be delivered to secure timely payment of ihe Notes, substantially in tlae forms to be deIivered to the City a�d kept on file with the City. The City hereby approves a Construction Loan Disbursing Ageeement, dated on ar after Septembar 1, 2011, between the Borrawer, the Lender, and a disbursing agent to �e selected by the Borrower and the Lander, substantialty in �he form to be dalivered to the City and kept on file with the City. 13. All covenants, stipuIations, obligations, representations, and agreements af the City contained in this resolution or contained in the Series 2011A Loan Agreement, the Series 2012A Loan Agreement, the Series 2011A Assignment, the Series 2412A Assigntnent, the Assignment of Mortgage, the TIF Assignment, ar the other documents referred to above shall be deerrzed to be the covenants, stipulatians, obligations, representations, and agreeznents of the City to the full extent authorized or permitted by law, and all such covenants, stipulations, obligations, representations, and agreements shall be binding upon the City. Except as othenvise provided. in this resolution, all rights, powers, and pri�ileges conferred, and duties and liabilities imposed upon the City by the provisions af this resolution or of the Series 2011A Loan Agreemant, the Series 2012A Loan Agreement, the Series 2011A Assignment, the Series 2012A Assignment, the Assignment of Mortgage, the TIF Assigz�ment, or the ather docunnents referred to above shall be exercised or performed by the City, or by suc� of�cers, board, body, or agency as may be required or authorized by law to exercise such powers and ta parform such duties. No cavenant, stipulation, obligation, representation, or agreernent herein contained or contained in the Series 201 lA Loa� Agreetnent, the Series 2012A Loan Agreement, t�e Series 2011A Assignment, the Series 2012A Assignment, the Assignment of Mortgaga, th� TIF Assignment, or the other documer�ts referred to above shall be deamed to be a covenant, stipu(ation, obligation, representation, or agree�nent of any elected afficial, officer, agent, �r employee of the City in that person's individual capacity, and neither the rnembers of the City Cauncil nor any officer ar employee executing the Nates shall be liable personally on the Notes or be subject to any personal liability or accountability by reason of the issuance thereof. 14. Except as herein otherwise expressly provided, nothing in this resolution or in the Series 2011A Loan Agreement, the Series 2012A Loa� Agreemant, the Series 201 lA Assignmen�, ihe Series 2012A Assignment, the Assignment of Mortgage, or the TIF Assignment, expressed or �mplied, is intended or shall be constr�ed io con�er upon any person, firm, or corporation, ot�Zer than the City and the registered and beneficial owners of the Notes, any rzght, remedy, or claim, legal or equitable, under and by r�ason of this resolution or any provision hereof or of the Series 2011A Loan Agr�ement, the Series 2012A Loan Ageement, the Series 2011A Assignnaent, �he Series 2012A Assignment, the Assignment of Mortgage, the TIF Assignznent, or any provision thereof; this resolution, the Series 20I lA Loan Agreement, the Series 2012A Loan Agreement, the Series 2011A Assignrnent, the Series 2012A Assignment, the Assignment of Mortgage, the TIF Assignment, and all of their provisions being intencled to be, and being for the sole and exclusive benefit oi the City and the registered owners of the Notes issued under the provisions of this resol�tion and ihe Series 2011A Loan Agreement and the Series 2012A Loan Agreement, and the Barrower to the extent expressly provided in the Series 2011A Loan Agreement and the Series 2012A Loan Agreement. 15. T�tt case any one or more of the provisions of this resolution, or of the documents mentioned k�erein, or of the Notes issued hereunder shall for ar�y reasan be held to be illegal or invalid, such iIlegality or invalidity shaIl not affeci any other provision of this resolution, or o�' the aforeme�:tioned documents, or of the Notes, but this resoIution, the aforementioned documents, and the Notes shall be construed and endarsed as if such illegal or invalid provisions had not bean contained therein. 16. All acts, conditions, and things required by the laws oi the State af Minnesota, relating to the adaption of this resolution, to the issuance of the Notes, and to the execution of the Series 2011A Loan Agreement and the Seri�s 2012A Loan Agreement, the Series 2Q11A Assignment, the Series 2012A Assignment, the Assignrr�ent of Mortgage, t�e TIF Assi�nent, arid the other documents referrad to above to happen, exist, and be performed precedent to and in the enactrnent �i this resolution, and precedent to the issuance of the Notes, and precedent to the execution of the Series 2011A Loan Agreement and the Series 2Q12A Loan Agreement, the Series 2011A Assignment, the Series 2012A Assignment, the Assignment of Mortgage, the TIF Assignment, and the other documents referred to above have happened, exist, and have taeea perfarmed as so required by taw. 17. The members of the City CounciI, ofFcers of the City, and attorneys and aiher agents or empIoyees of the City are hereby authorized ta da alt acts and things rec�uired by them by or in connection with this resolutian a�.d tk�e Seri�s 2011A Loan Agreerr�er�t and the Series 2012A Loan Agreement and the ather documents referred to above for tlae full, punctual, and complete performance o� all the terms, covenants, and agreements contained in the Notes, the Series 2011A I.,oan Agreement and the Series 20I2A Loan Agreeraent, the Series 2d11A Assigr�ment, the Series 2012A Assignrnent, the � Assi�unent of Mortgage, the TIF Assignment, and the o�her documents referred to above, and this resolution. 18. If for any reason the Mayor is unable ta execute and deliver those documents referred to in this resolution, any other member of tha City Council, or any officer of the City duly delegated to act on behalf of the Mayor, r�ay execute and deliver such documents with the same force and effect as if such documents were executed by th.e Mayor. If for any reason the City Adnninistraiar is unable to execute and deliver th� documents referred ta in this resol�tion, such documents may be executed and delivered by any member of the City Council or any officer of the City duly deiegated to act on behalf of the City Administrator, with the sam.e forc� and effect as if such documents were exec�ted and delivered by the City Administrator. 19. The Borrawer has agreed and it is hereby detetmined that any and aIl costs incurred by the City in connection w�th the �nancing of the Project will be paid by the Bprrower. It is understood and agreed that the Borrower shall indemnify the City against all liabilities, losses, damages, costs, and expenses (incIuding attorney's fees and expenses incurred by tha City) arising with respect to the Project or the Notes, as provided for and agreed to by and be�veen the Borrower and th� City in the Series 201 lA Loan Agreement and the Series 2012A Loan Agreement. 20. On any date subsequent to the date of issuance of the Notes, the Mayor and the City Adrninistrator are hereby autharized to execute and deliver any amendments or supplem�nts ta any of the documents referred to in this resolution if, after review by band counsel, the Mayar and the City Administrator determine that the execution and deIivery of any such amencimen# or supplement is in the interests of the City. The Mayor and tha City Administrator may impase any tertns or conditions on their execution and delivery of any such amendment or supplement as the Mayor and the City Administrator deem appropriate. 21. The City hereby determines that the reasonably anticipated amount of t�-exempt abligations which will be issued by the City during calendar year 2011 does not exceed $10,004,000. For purposes oF the preceding sentence, the term "tax-exempt obligation" does not include the tax-exempt obIigations described in Sectio� 2b5{b}{3)(C}{ii) of the Internal Revenue Code of 1986, as amended {the "Code"). The Series 2011A Note is hereby designated as a"qualiiied tax-exe�npt obligation" by the City for the purposes of Section 265(b)(3) of the Code for calendar year 2011. 22. The City hereby determines that the reasonably anticipated amo�nt of tax-exempt obligations wnich will be issued by the City during calendar year 2012 does not exceed $10,000,000. For purposes ai the preceding sentence, the term "tax-exempt obIigation" daes nat include the tax-exempf obligations described in Section 265(b}(3){C}(ii) of the Code. The Series 2012A Note is hereby desigt�ated as a"qualified tax-exempt obIigation" by flie City for the purposes of Section 265(b)(3) of the Code for calendar year 2012. In the event that Bond Counsel dete:rtn�ines that it is necessary that the City confirrn in calendax year 2012 that the reasonabty anticipated amount of taX-exempt obligations which will be issued by the City during caIendar year 2012 does not exceed $10,000,000, the Mayar and the City Administrator are hereby delegated tk�e authority to make such detern�ination and confirm such facts. 23. Pursuant to the provisions of Mi�nesota Statutes, Section 471.G56, as amended, and pursuant to applicable provisions of Section I47(� of the Internal Revenue Code of 1986, as amended, a�d of Treasury Regulations, Section 5£103-2, the Ciiy hereby consents to the issuance of the Additional Notes by the Seco�d Issuer, the appiication of the proceeds derived fram the sale of the Addi�ional Notes to the Additional Loans, anc� the applicatioza of the proceeds of the Additianal Loans to the f nancing of the Froject. bl 24. This resolution shall be in full Force and effect from and after its passage. (The remaindar of this page is intentionally left blank.} Adopted by the City Council of the City of Arden Hills, Minnesota, this 29th day of August, 2011 : Attest: : Patrick Klaers, Ad�ninistrator CITY OF ARDEN HILLS, MINNESOTA David Grant, Mayar AR2oo-o12 (7IJ) 389036v.2