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HomeMy WebLinkAbout7A, Tax Increment Financing for District #3Prepared By: Sue Iverson, I Council Meeting Date: December 14, 2009 Finance Director/Treasurer I Approve Modification to the Tax Increment Financing Plan for Tax Increment Financing District No. 3 (A Housing District) within Development District No.l. Budgeted Amount: Actual Amount: Funding Source: N/A N/A N/A Recommendation: 1. Adopt Resolution 2009-042, a Resolution adopting a modification to the Development Program for Development District No. 1; and a Modification to the Tax Increment Financing Plan for Tax Increment Financing District No. 3. Supporting Documents: 1. See the attached memo from Sue Iverson, dated December 14, 2009. 2. See attached memo from Stacie Kvilang, dated December 14, 2009. 3. Draft TIF No. 3 District Modification Plan 4. Resolution 2009-042 lt'-- ,,--ARQEN HILLS MEMORANDUM DATE: December 14, 2009 TO: Honorable Mayor and City Council Members Ron Moorse, City Administrator FROM: Sue Iverson, Finance Director/Treasurer SUBJECT: Tax Increment District No. 3 Plan modification (Cottage Villa) Backiround The Cottage Villa TIF district is set to expire on December 31, 2009. State Statute allows the City to extend the district until December 31, 2019. There have been some discussions with the City Council about extending the district and possibly using the remaining funds for other housing projects in the City such as the Arden Village, the Old City Hall Property, or the B2 District. On October 13, 2009, the City Council passed a resolution calling for a public hearing on December 14, 2009 to modify the district until December 31, 2019. Discussion Our Financial Advisor, Stacie Kvilvang, will be present at the meeting to answer any questions about the modification or extension of the district. Attached is a memo outlining the issues associated with this modification and an analysis of each of the issues. Council Action Adopt Resolution 2209-042, a Resolution adopting a modification to the Development Program for Development District No. 1; and a Modification to the Tax Increment Financing Plan for Tax Increment Financing District No. 3. City Council Meeting \\Metro-inet.us\ardenhills\Admin\Council\Agendas & Packet Information\2009\12-14-09 Regular\Packet Information\Cottage_Village_TIF_Dist Ext Memo.doc Page 1 of 1 i LEADERS IN PUBLIC FINANCE OTo: Sue Iverson —Finance Director From: Stacie Kvilvang —Ehlers and Associates WDate: December 14, 2009 Subject: TIF 1-3 Modification Overview In 1993, the City created TIF District 1-3, a housing district, to assist in the development of Cottage Villas which is a 60-unit senior apartment complex that is affordable to persons that meet the low -to -moderate income guidelines. A housing district by State Statute can have a maximum duration of 26 years (25 years after the receipt of the first increment). At the time of creation of this District, the City Council limited the term to 15 years, since that was the term needed to satisfy the financial obligation to the development. Since creating this district, the City has had a request for assistance for a new affordable housing development, as well as the City has identified some sites that could be redeveloped for affordable housing. Based upon discussions with the City Council, it was determined that rather than creating a new housing TIF district to assist future affordable housing developments, the City could utilize the TIF generated from the Cottage Villas project by extending the term of the district from 15 years to the statutory maximum of 26 years. Issues to Consider 1. Can the City extend the term of the original district? 2. What is the new term of the District? 3. Can the City use the TIF generated from Cottage Villas on other projects even though they are not located within the TIF District boundaries? 4. How much TIF will be available for future affordable housing developments by extending the District? 5. How will TIF assistance be provided to future affordable housing developments? Analysis of Issues 1. Can the City extend the term of the original district? Yes. In order to extend the term to the statutory maximum, the City needs to hold a public hearing since it will be modifying the development program to outline potential, future projects and the budget to reflect increased increment to be collected due to the extension. LEADERS IN PUBLIC FINANCE .... ... .... .... .................................................................................... 3o6o Centre Pointe Drive Roseville, MN 55113-1105 ........................................................................................................................................................................................................................................: Phone:651-697-85o6 Fax:651-697-8555 skviIva ng@a ehlers-inc.com Sue Iverson TIF District 1-3 Modification December 14, 2009 Page 2 2. What is the new term of the District? The District received its first increment in 1994. Therefore, by extending the term to the maximum duration of 26 years, it is anticipated that the District will expire after December 31, 2019. 3. Can the City use the TIF generated from Cottage Villas on other projects even though they are not located within the TIF District boundaries? Yes. In order to utilize TIF, cities are required to create a Development District(s) which outline, among other things, the area in which tax increments may be spent and where increment may be created. Once cities establish a development district, they can then create individual TIF districts that are located within the boundaries of the development district. In the case of housing TIF districts, you can utilize funds generated from the TIF district anywhere within the development district, without regards to pooling limitations. The boundaries of the City's development district are shown on page 14 of the TIF Plan and TIF generated from TIF 1-3 can be utilized anywhere within those boundaries to develop affordable housing. 4. How much TIF will be available for future affordable housing developments by extending the District? The increment available to use on projects, after the additional ten years of increment, is estimated to be $6801000. The present value, or amount of principal available,at a 6% interest rate, is around $ 5 5 0, 000 . 5. How will TIF assistance be provided to future affordable housing developments? Any future TIF request will be brought before the City Council for review and consideration. If the City determines it would like to provide assistance to a development, the terms and conditions will be outlined in a Development Agreement that will be approved the City Council. Please contact me at 651-697-8506 with any questions. ............. ................ ......<DRAFT FOR PZIBLIG HEARING MODIFICATION TO THE TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT FINANCING DISTRICT NO. 3 (A HOUSING DISTRICT) within DEVELOPMENT DISTRICT NO. 1 CITY OF ARDEN HILLS RAM S EY COUNTY STATE OF MINNE S O TA Adopted: April 26, 1993 Modification No. 1: May 27, 1997 Modification No. 2: Public Hearing December 14, 2009 Prepared by: EHLERS & ASSOCIATES INC. H L R S 3060 Centre Pointe Drive Roseville Minnesota 55113-1105 651-697-8500 fax: 651-697-8555 www.ehiers-inc.com TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT FINANCING DISTRICT NO. 3 (COTTAGE LIFESTYLES) (AS MODIFIED MAY 27, 2997) Tntrnti -tinn The following text represents a modification to the Tax Increment Financing Plan for Tax Increment Financing District No. 3. The modified Tax Increment Financing Plan represents a continuation of the goals and objectives set forth in the Development Program for Development District No. 1 and the Tax Increment Financing Plan for Tax Increment Financing District No. 3. Generally, the substantive changes include the authority to spend additional tax increments generated from Tax Increment Financing District No. 3 for other housing and redevelopment related projects in Development District No. 1; to expand the budget for Tax Increment Financing District No. 3; and to clarify budgets for previous expenditures. For further information, a review of the Development Program for Development District No. 1 and the Tax Increment Financing Plan for Tax Increment Financing District No. 3, is recommended. They are available from the City Administrator's office of the City of Arden Hills. Section 2.1. Statement of Objectives. See Article I, Section 1.4. Statement of Objectives. (AS MODIFIED DECEMBER 14, 2009) Within the City, there exist areas where public involvement is necessary to cause development or redevelopment to occur. To this end, the City has certain statutory powers pursuant to Minnesota Statutes ("M.S."), Sections 469.124 to 469.134, inclusive, as amended, and M.S., Sections 469.174 to 469.1799, inclusive, as amended (the "Tax Increment Financing Act" or "TIF Act"), to assist in financing public costs related to low and moderate income housing projects. This section contains the Tax Increment Financing Plan (the "TIF Plan") for the District. Other relevant information is contained in the Development Program for Development District No. 1. The new major objective for this District is to assist in financing new low -to -moderate income developments within the City. There is one development currently under consideration by the City which is not located in the District, but is located within Development District No. 1. The project consists of the construction of 55 units of rental housing affordable to persons and families at or below 60% of the area median income. In addition, there are other redevelopment sites located within Development District No. 1 that may be suitable for the construction of low -to -moderate income housing in the future. It is the intent of the City to utilize available TIF funds generated from this District to assist those developments as appropriate. Section 2.2. Development Program. See Article I, Sections 1.2. through 1. 11. Section 2.3. Parcels to be Included. The parcels included within Tax Increment Financing District No. 3 are described on the attached Exhibit IV -A and the boundaries of Tax Increment Financing District No. 3 are illustrated on Exhibit IV-B. Section 2.4. Parcels in Acquisition. The City may publicly acquire and reconvey any or all of the parcels in Tax Increment Financing District No. 3 identified on the attached Exhibit IV -A. City of Arden Hills Modification of Tax Increment Financing District No. 3 2 The following are conditions under which properties not designated to be acquired may be acquired at a future date: (1) The City may acquire property by gift, dedication, condemnation or direct purchase from willing sellers in order to achieve the objectives of the Tax Increment Financing Plan; and (2) Such acquisition will be undertaken only when there is assurance of funding to finance the acquisition and related costs. (AS MODIFIED DECEMBER 14, 2009) The City has determined a need to assist affordable housing at sites throughout Development District No. 1. Accordingly, the City may acquire any parcel in Development District No. 1 that meets the City's criteria as a site desirable for affordable housing. Property may be acquired for housing as well as for streets, utilities and other infrastructure directly related to such housing. Section 2.5. Development Activity for which Contracts have been Signed. As of the date of adoption of the Tax Increment Financing Plan, the City has not entered into a Development Agreement. (AS MODIFIED MA Y 2 7, 1997) On February 28, 1994, the City signed a Development Agreement with Cottage Villas of Arden Hills Limited Partnership Section 2.6. Specific Development Expected to Occur. At this time it is anticipated that the project will include a 60-unit two-story apartment building with approximate construction cost of 1 $35,000 per unit. Construction is estimated to be completed in 1993. The apartments will be rented to persons over 55 years of age with low to moderate income. (AS MODIFIED MAY 27, 1997) A 60 unit rental housing facility, rented primarily to elderly persons, was completed in 1995. The project received low income housing tax credits allocation from the Minnesota Housing Finance Agency. (AS MODIFIED DECEMBER 14, 2009) The City realizes that there exists a need to assist in financing public costs related to low and moderate income housing projects within the City. Currently under consideration by the City is the construction of a 55-unit workforce rental housing project that will be affordable to persons and families at or below 60% of the area median income. This project is located near Land O' Lakes, a large employer, at 1296 County Road F. In addition there is a potential for two other projects: an affordable housing project as part of the redevelopment of the old City Hall site; and a mixed -use redevelopment that includes an affordable housing component on the old Holiday Inn site. Section 2.7. Prior Planned Improvements. The City shall, after due and diligent search, accompany its request for certification to the County Auditor or its notice of district enlargement with a listing of all properties within Tax Increment Financing District No. 3 for which building permits have been issued during the eighteen (18) months immediately preceding approval of the Tax Increment Financing Plan by the City. The County Auditor shall increase the original tax capacity of Tax Increment Financing District No. 3 by the tax capacity of each improvement for which the building permit was issued. If said listing does not accompany the aforementioned request or notice, the absence of such listing shall indicate to the County Auditor that no building permits were issued in the eighteen (18) months prior to the Authority's approval of the Tax Increment Financing Plan. City of Arden Hills Modification of Tax Increment Financing District No. 3 Section 2.8. Fiscal Disparities. The City hereby elects the method of tax increment computation set forth in Minnesota Statutes, Section 469.177, Subdivision 3, clause (a). Section 2.9. Estimated Public Improvements Costs. The estimated costs associated with Development District No. 1 are listed on the following page. Cost Total Including the April 26, 1993 May 27, 1997 Original Budget Modification Land Acquisition 1969000 1949210.17 Excavation/grading 12500 1259000.00 Landscaping/sod-lawn sprinklers 5000 379908.60 Curb/gutter 1200 10,150.00 Site concrete 2135000 21300.00 Site utilities 421000 575730.23 Bituminous paving/stripping 17,000 17,000.00 Site/electrical 125000 1200.00 Financing costs @3.8%, 15 years 1315000 131,000.00 City Administrative Expenses 9505 95,895.00 Total Cost 8935895 8939894.00 (AS MODIFIED DECEMBER 14, 2009) The total uses of funds has been revised to reflect the increased revenues due to extending the term of the district to 26 years and the additional expenditures to pay additional housing costs and future obligations as described in this Plan. The City expects that there may be additional costs, in various categories, needed to facilitate additional housing needs in the City. The revised cumulative uses of tax increment funds is summarized in the table below. USES OF TAX INCREMENT FUNDS TOTAL Land/Building Acquisition P $2509000 Site Improvements/Preparation $5009000 Public Utilities $1029500 Streets and Sidewalks $2509000 Administrative Costs (up to 10%) $147,500 PROJECT COST TOTAL $192509000 Interest 225 000 PROJECT AND INTEREST COSTS TOTAL $194759000 For purposes of OSA reporting forms, uses of funds include interfund loans, bond principal, TIF Note principal, and transfers, all in the principal amount of $3,000,000.These amounts are not cumulative, but represent the various forms of "bonds" included within the concept of bonded indebtedness under the TIF Act. City of Arden Hills Modification of Tax Increment Financing District No. 3 4 The total project cost, including financing costs (interest) listed in the table above does not exceed the total projected tax increments for the District as shown in the Calculation of Tax Increment section of this plan. Estimated capital and administrative costs listed above are subject to change among categories by modification of the TIF Plan without hearings and notices as required for approval of the initial TIF Plan, so long as the total capital and administrative costs combined do not exceed the total listed above. The City may expend funds for qualified housing activities outside of the District boundaries. A summary of the modification to the District, as reported on the OSA forms, can be found in Exhibit IV-F. Section 2.10. Estimated Amount of Bonded Indebtedness. It is anticipated that $0 of bonded indebtedness will be incurred with respect to this portion of Development District No. 1 at this time. Pursuant to Minnesota Statutes, Section 469.178, Subdivision 1, General Obligation Tax Increment Bonds may be used as required to amortize the costs identified in Article I, Section 1.5. It is further anticipated that future bond sales will be based on availability of tax increment. It is also contemplated that future bonds will not be issued at one time but as they are needed. (AS MODIFIED MAY 2 7, 1997) The pay as you go note established with the developer is set at an original principal balance of $723,237, with annual interest calculated at 1.95834%. (AS MODIFIED DECEMBER 14, 2009) The City may issue bonds (as defined in the TIF Act) secured in whole or in part with tax increments from the District in a maximum principal amount of $3,000,000. Such bonds may be in the from of pay -as - you go notes, revenue bonds or notes, general obligation bonds, or interfund loans. This estimate of total bonded indebtedness is a cumulative statement of authority under this TIF Plan as of the date of this modification. Section 2.11. Sources of Revenue. The costs outlined on the attached Exhibit IV -A will be financed through the annual collection of tax increments. Revenue Total as of April 26, 1993 May 27, 1997 Establishment Modification Tax Increments 958,950 883,921 Interest Earnings 10,000 Special Assesments 0 Other Total 9581950 8935921 (AS MODIFIED DECEMBER 14, 2009) Land/Building Acquisition, site improvements/preparation, public improvement costs, utilities, streets and sidewalks, and site preparation costs and other costs outlined in the Uses of Funds will be financed primarily through the annual collection of tax increments. This provision does not obligate the City to incur debt. The City will issue bonds or incur other debt only upon the determination that such action is in the best interest of the City. The City may also finance the activities to be undertaken pursuant to the TIF Plan through loans from funds of the City or to reimburse the developer on a "pay-as-you-go" basis for eligible costs paid for by a developer. City of Arden Hills Modification of Tax Increment Financing District No. 3 The estimated sources of funds for the District are contained in the table below are based on the increments received to date and an extrapolation of future increment expected. SOURCES OF FUNDS TOTAL Tax Increment $194759000 The other financing sources listed in Exhibit IV-F are included for purposes of OSA reporting for the TIF District. Transfers are authorized in case money is moved from one fund to another, before an expenditure is made. Section 2.12. Estimated Original and Captured Tax Capacities. The tax capacity of all taxable property in Tax Increment Financing District No. 3 for the 1992/93 tax year is estimated to be 5,443. The City anticipates entering into a development contract with the developer and that the City will agree to reimburse the developer for costs of the public improvements from collections of tax increment. The estimated captured tax capacity of Tax Increment Financing District No. 3 upon completion of the proposed improvements on January 2, 1994 is estimated to be $48,853. (A S MODIFIED MA Y 2 7, 199 7) For taxes payable in 1997, the original tax capacity was $3,524 and the captured tax capacity was $62,329. (AS MODIFIED DECEMBER 14, 2009) Pursuant to M.S., Section 469.177, Subds. I and 2, the County Auditor shall certify in each year the amount by which the original value has increased or decreased as a result of: 1. Change in tax exempt status of property; 2. Reduction or enlargement of the geographic boundaries of the district; 3. Change due to adjustments, negotiated or court -ordered abatements; 4. Change in the use of the property and classification; 5. Change in state law governing class rates; or 6. Change in previously issued building permits. In any year in which the current Net Tax Capacity (NTC) value of the District declines below the ONTC, no value will be captured and no tax increment will be payable to the EDA or City. Pursuant to M.S., Section 469.174 Subd. 4 and M.S., Section 469.177, Subd. 1, 2, and 4, the estimated Captured Net Tax Capacity (CTC) of the District, within Development District No. 1, will annually approximate tax increment revenues as shown in the table below. The Project Tax Capacity (PTC) listed is the final values used for taxes payable in 2009. City of Arden Hills Modification of Tax Increment Financing District No. 3 6 Project Estimated Tax Capacity upon Completion (PTC) 389033 Original Estimated Net Tax Capacity (ONTO) 19352 Estimated Captured Tax Capacity (CTC) 36,681 Original Local Tax Rate 97.654% Pay 2009 Estimated Annual Tax Increment (CTC x Local Tax Rate) 359820 Percent Retained by the EDA 100% Section 2.13. Tax Capacity. The current total tax capacity rate is 130.864. (AS MODIFIED DECEMBER 14, 2009) The actual original local tax rate for the TIF District is 1.30864, which is the rate for taxes payable in 1993. The estimated rate for taxes payable in 2009 is lower, as shown in the chart in Section 2.12 above, so the lower rate is used for purposes of tax increment projections in the Modification. Section 2.14. Tax Increment. Tax increment has been calculated at approximately $63,930 assuming a static tax capacity rate and a valuation increase of zero percent (0%) compounded annually. Section 2.15. Type of Tax Increment Financing District. Tax Increment Financing District No. 3 is, pursuant to Minnesota Statutes, Section 469.174, Subdivision 12, a Housing District. The District consists of a project intended for occupancy, in part, by persons or families of low and moderate income as defined in the federal housing statutes. Minnesota Statutes, Section 469.1761 designates income requirements for such housing projects. (AS MODIFIED ON DECEMBER 14, 2009) Tax Increment Financing District No. 3 is, pursuant to Minnesota Statutes, Section 469.174, Subdivision 11, a Housing District. Such designation means that any housing project must meet the requirements of Section 469.1761 of the TIF Act. Those requirements are summarized as follows: 1. No more than 20 percent of the square footage of buildings that receive assistance from TIF District No. 3 may consist of commercial, retail, or other nonresidential uses. 2. For owner -occupied housing: 95 percent of the housing units must be initially purchased and occupied by individuals whose family income is less than or equal to the income requirements for qualified mortgage bond projects under section 143(f) of the Internal Revenue Code. Generally, the income for one or two person households may not exceed 100% of areawide or statewide median income (whichever is greater); and the income for three -or -more person households may not exceed 115% of areawide or statewide median income (whichever is greater). 3. For rental housing, the property must satisfy the requirements for residential rental project as defined in Section 143(d) of the Internal Revenue Code. This means that at either: at least 20% of the units are occupied by persons with income no greater than 50% of areawide median; or at least 40% of the units are occupied by persons with income no greater than 60% of areawide median. Housing projects that meet one of these income limitations may be located anywhere within Development District No. 1, whether or not such developments are actually established as a housing district. City of Arden Hills Modification of Tax Increment Financing District No. 3 Section 2.16. Duration of Tax Increment Financing District. The duration of Tax Increment Financing District No. 3 is expected to be fifteen (15) years from receipt of the first tax increment. The date of receipt of the first tax increment is estimated to be July, 1995. Thus, it is estimated that Tax Increment Financing District No. 3, including any modifications for subsequent phases or other changes, would terminate in the year 2009. (AS MODIFIED DECEMBER 14, 2009) Pursuant to M.S., Section 469.175, Subd. 1, and Section 469.176, Subd. 1, the duration of the District must be indicated within the TIF Plan. Pursuant to M.S., Section 469.176, Subd. lb, the duration of the District will be 25 years after receipt of the first increment by the City (a total of 26 years of tax increment). The date of receipt by the City of the first tax increment was July, 1994. Thus, it is estimated that the District, including any modifications of the TIF Plan for subsequent phases or other changes, would terminate after December 31, 2019, or when the TIF Plan is satisfied. The City reserves the right to decertify the District prior to the legally required date. Section 2.17. Estimated Impact on Other Taxing Jurisdictions. The estimated impact on other taxing jurisdictions assumes construction would have occurred without the creation of Tax Increment Financing District No. 3. If the construction is a result of tax increment financing, the impact is $0 to other entities. Notwithstanding the fact that the fiscal impact on the other taxing jurisdictions is $0 due to the fact that the financing would not have occurred without the assistance of the City, the attached Exhibit IV-E reflects the estimated impact of Tax Increment Financing District No. 3 if the "but for" test was not met. (AS MODIFIED MA Y 2 7, 1997) No additional fiscal implications are contemplated. Even though the captured tax capacity amount is higher than expected, the total tax increment to be retained by the City will not increase and will only be used to retire the existing debt and pay for city administrative costs. (AS MODIFIED DECEMBER 14, 2009) IMPACT ON TAX BASE Estimated Captured Pay 2009 Total Net Tax Capacity (CTC) Percent of CTC to Tax Capacity Upon Completion Entity Total Ramsey County 48398839904 35,820 0.0074% City of Arden Hills 1391159681 359820 0.2731 % ISD #621 8696889879 359820 0.0413 % IMPACT OF TAX RATE Pay 2009 Extension Percent of Potential Rates Total CTC Taxes Ramsey County 0.46546 47.66% 359820 169673 City of Arden Hills 0.20534 21.03 % 359820 79355 ISD #621 0.22937 23.49% 359820 89216 Other 0.07637 7_ 82% 359820 2,736 Total 0.97654 100.00% 349980 City of Arden Hills Modification of Tax Increment Financing District No. 3 The estimates listed above display the captured tax capacity as of 2009. The tax rate used for calculations is the final Pay 2009 rate. The total net capacity for the entities listed above are based on actual Pay 2009 figures. Section 2.18. Modification of Tax Increment Financing District and/or Tax Increment Financing Plan. As of April 26, 1993, no modifications to Tax Increment Financing District No. 3 or the Tax Increment Financing Plan therefore have been made, said date being the date of initial approval and adoption thereof by the City Council. (AS MODIFIED MAY 27, 1997) As of May 27, 1997, the Tax Increment Financing Plan was modified to account for a more detailed project costs and account for the bonded indebtedness. (AS MODIFIED DECEMBER 14, 2009) Section 2.19. Administrative Expenses. In accordance with M.S., Section 469.174, Subd. 14, administrative expenses means all expenditures of the City, other than: 1. Amounts paid for the purchase of land; 2. Amounts paid to contractors or others providing materials and services, including architectural and engineering services, directly connected with the physical development of the real property in the project; 3. Relocation benefits paid to or services provided for persons residing or businesses located in the project; or 4. Amounts used to pay principal or interest on, fund a reserve for, or sell at a discount bonds issued pursuant to M.S., Section 469.178; or 5. Amounts used to pay other financial obligations to the extent those obligations were used to finance costs described in clauses (1) to (3). For districts for which the request for certification were made before August 1, 1979, or after June 30, 1982, administrative expenses also include amounts paid for services provided by bond counsel, fiscal consultants, and planning or economic development consultants. Pursuant to M.S., Section 469.176, Subd. 3, tax increment may be used to pay any authorized and documented administrative expenses for the District up to but not to exceed 10 percent of the total estimated tax increment expenditures authorized by the TIF Plan or the total tax increments, as defined by M.S., Section 469.174, Subd. 25, clause (1), from the District, whichever is less. Pursuant to M.S., Section 469.176, Subd. 4h, tax increments may be used to pay for the County's actual administrative expenses incurred in connection with the District and are not subject to the percentage limits of M.S., Section 469.176 Subd. 3. The county may require payment of those expenses by February 15 of the year following the year the expenses were incurred. Pursuant to M.S., Section 469. 177, Subd. 11, the County Treasurer shall deduct an amount (currently .36 percent) of any increment distributed to the City and the County Treasurer shall pay the amount deducted to the State Treasurer for deposit in the state general fund to be appropriated to the State Auditor for the cost of financial reporting of tax increment financing information and the cost of examining and auditing authorities' use of tax increment financing. This amount may be adjusted annually by the Commissioner of Revenue. City of Arden Hills Modification of Tax Increment Financing District No. 3 (AS MODIFIED DECEMBER 14, 2009) Section 2.20. Use of Tax Increment. The City hereby determines that it will use 100 percent of the captured net tax capacity of taxable property located in the District for the following purposes: 1. To pay the principal of and interest on bonds issued to finance a project; 2. To finance, or otherwise pay the capital and administration costs of the Development District No. 1 pursuant to the M.S., Sections 469.090 to 469.1082; 3. To pay for project costs as identified in the budget set forth in the TIF Plan; 4. To finance, or otherwise pay for other purposes as provided in M.S., Section 469.176, Subd. 4; 5. To pay principal and interest on any loans, advances or other payments made to or on behalf of the City or for the benefit of the Development District No. 1 by a developer; 6. To finance or otherwise pay premiums and other costs for insurance or other security guaranteeing the payment when due of principal of and interest on bonds pursuant to the TIF Plan or pursuant to M.S., Chapter 462C. M.S., Sections 469.152 through 469.165, and/or M.S., Sections 469.178; and 7. To accumulate or maintain a reserve securing the payment when due of the principal and interest on the tax increment bonds or bonds issued pursuant to M.S., Chapter 462C, M.S., Sections 469.152 through 469.165, and/or M.S., Sections 469.178. These revenues shall not be used to circumvent any levy limitations applicable to the City nor for other purposes prohibited by M.S., Section 469.176, Subd. 4. Tax increments generated in the District will be paid by Ramsey County to the City for the Tax Increment Fund of said District. (AS MODIFIED DECEMBER 14, 2009) Section 2.21. Excess Increments. Excess increments, as defined in M.S., Section 469.176, Subd. 2, shall be used only to do one or more of the following: 1. Prepay any outstanding bonds; 2. Discharge the pledge of tax increment for any outstanding bonds; 3. Pay into an escrow account dedicated to the payment of any outstanding bonds; or 4. Return the excess to the County Auditor for redistribution to the respective taxing jurisdictions in proportion to their local tax rates. The City must spend or return the excess increments under paragraph (c) within nine months after the end of the year. In addition, the City may, subject to the limitations set forth herein, choose to modify the TIF Plan in order to finance additional public costs in the Development District No. 1 or the District. Section 2.22. Definition of Tax Increment Revenues Pursuant to M.S., Section 469.174, Subd. 25, tax increment revenues derived from a tax increment financing district include all of the following potential revenue sources: 1. Taxes paid by the captured net tax capacity, but excluding any excess taxes, as computed under M.S., Section 469.177; City of Arden Hills Modification of Tax Increment Financing District No. 3 10 2. The proceeds from the sale or lease of property, tangible or intangible, to the extent the property was purchased by the Authority with tax increments; 3. Principal and interest received on loans or other advances made by the Authority with tax increments; 4. Interest or other investment earnings on or from tax increments; 5. Repayments or return of tax increments made to the Authority under agreements for districts for which the request for certification was made after August 1, 1993; and 6. The market value homestead credit paid to the Authority under M.S., Section 273.1384. Section 2.23. Requirements for Agreements with the Developer The City will review any proposal for private development to determine its conformance with the Redevelopment Plan and with applicable municipal ordinances and codes. To facilitate this effort, the following documents may be requested for review and approval: site plan, construction, mechanical, and electrical system drawings, landscaping plan, grading and storm drainage plan, signage system plan, and any other drawings or narrative deemed necessary by the City to demonstrate the conformance of the development with City plans and ordinances. The EDA or City may also use the Agreements to address other issues related to the development. Section 2.24. Assessment Agreements Pursuant to M.S., Section 469.177, Subd. 8, the EDA or City may enter into a written assessment agreement in recordable form with the developer of property within the District which establishes a minimum market value of the land and completed improvements for the duration of the District. The assessment agreement shall be presented to the County Assessor who shall review the plans and specifications for the improvements to be constructed, review the market value previously assigned to the land upon which the improvements are to be constructed and, so long as the minimum market value contained in the assessment agreement appears, in the judgment of the assessor, to be a reasonable estimate, the County Assessor shall also certify the minimum market value agreement. City of Arden Hills Modification of Tax Increment Financing District No. 3 11 EXHIBIT IV -A PARCELS INCLUDED WITHIN TAX INCREMENT FINANCING DISTRICT NO. 3 AS ORIGINALLY ADOPTED APRIL 26, 1993 28-30-23-32-0018 28-30-23-32-0023 28-30-23-32-0020 28-30-23-32-0014-6* *Original Pre-apportionment/split PIN number 28-30-23-32-0014. (AS MODIFIED DECEMBER 14, 2009) Parcels including in the District as of December 31, 2009 are listed below PID Address Owner 28.30.23.32.0014 3746 Cleveland E2 W First American Commercial Real Estate Service 28.30.23.32.0018 2057 Thom Dr First American Commercial Real Estate Service 28.30.23.32.0020 3759 New Brighton Rd 28.30.23.32.0023 3744 Cleveland Ave N City of Arden Hills Modification of Tax Increment Financing District No. 3 12 J IV-B BOUNDARY MAP OF TIF DISTRICT NO. 3 RAMSEY COUNTY LIBRARY VALENTINE HILLS � SCHOOL ,q. 0 D` City of Arden Hills Modification of Tax Increment Financing District No. 3 13 City of Arden H*"1'*11,::s Devetopment D"I......"strict N-0. ni U No 1, 's D nient, Dlnt: eve.i.o. p TIF Distdct #3 -leg Map Createdi.. October 28::, 2W9 City of Arden Hills Modification of Tax Increment Financing District No. 3 14 IV-C CITY OF ARDEN HILLS; MINNESOTA COTTAGE LIFESTYLES SENIOR HOUSING Original Estimated Captured Estimated 10% Available Tax Tax Tax Tax Admin. Tax Year Capacity Capacity Capacity Increment Expense Increment 1993 $5,443 $5,443 0 0 0 0 1994 5,443 5,443 0 0 0 0 1995 51443 54,296 $48,853 $63,930 $6,393 $57,537 1996 51443 54,296 48,853 63,930 6,393 57,537 1997 5,443 54,296 48,853 63,930 61393 57,537 1998 51443 54, 296 48,853 63,930 61393 57,537 1999 51443 54,296 48,853 63,930 61393 57,537 2000 51443 54,296 48,853 63,930 61393 57,537 2001 51443 54,296 48,853 63,930 6,393 57,537 2002 51443 54,296 48,853 63,930 61393 57,537 2003 51443 54, 296 48,853 63,930 61393 57,537 2004 51443 54,296 48,853 63,930 61393 57,537 2005 5,443' 54,296 48,853 63,930 61393 57,537 2006 51443 54,296 48,853 63,930 61393 57,537 2007 5,443 54,296 48,853 63,930 61393 57,537 2008 51443 54,296 48,853 63,930 61393 57,537 2009 51443 54,296 48,853 63,930 6,393 57,537 958,950 $95,895 $863,055 Original tax capacity: 51443 Estimated Market Value: Building (2 .4 % class rate) 2,100,000 Land (3 .4 % class rate) 114,600 Total Tax Capacity 54,296 Tax Capacity Rate 130.864 Completion 1993 (AS MODIFIED DECEMBER 14, 2009) See Section 2-12 of this Plan for the current assumptions used in the estimates of increments used in the authorized budgets for Tax Increment Financing District No. 3. City of Arden Hills Modification of Tax Increment Financing District No. 3 15 EXHIBIT IV-D BUT FOR ANALYSIS The City and staff has determined that this project is likely the best use of this property and that this type of development is not likely to occur without tax increment financing. Approximately 4 parcels located west of Cleveland Avenue and south of County Road E2 and north of Thom Drive will be developed to provide 60 senior housing units as rental property. The City has promoted proper usage and development in this area and does not anticipate development will occur without public participation. This development will create employment opportunities resulting from the construction of the units and add over $2.1 million of new market value to the City's tax base. Access to nearby city parks is anticipated as a need to address through the Park and Trail System. Previous expense to the City in anticipation of a higher use including water main extension and sanitary sewer line including installation of sewage lift station. (AS MODIFIED DECEMBER 14, 2009) It is found and determined, and it is the reasoned opinion of the City, that: (i) The proposed redevelopment described in the TIF Plan Modification would not reasonably be expected to occur solely through private investment within the reasonably foreseeable future. The major purpose of the TIF Plan Modification is to encourage the development of additional housing that is affordable to persons who meet the income limits for such housing under the Act. Historically, affordable housing has not occurred in the City without significant public assistance because of high construction costs and lower revenues produced by affordable rents or sale prices. The use of tax increment resources from the TIF District will offer opportunities for private developers to incorporate more affordable housing in new developments at various locations throughout Development District No. 1, all of which will be deemed to occur within the TIF District by virtue of Minnesota Statutes, Section 469.1763, subd. 2(b). (ii) The Tax Increment Plan Modification conforms to the general plan for the redevelopment of the City as a whole. The Tax Increment Plan Modification was reviewed and commented upon by the City's Planning Commission on December 9, 2009, and was approved by the Commission on that same date. (iii) The Tax Increment Plan Modification will afford maximum opportunity, consistent with the sound needs of the City as a whole, for the redevelopment of the Project by private enterprise. The City has a need for more affordable rental and owner -occupied housing. The tax increment from the TIF District will be used to encourage the private market to offer a range of affordable housing choices and ensure that affordability is maintained over an extended period of time. City of Arden Hills Modification of Tax Increment Financing District No. 3 16 EXHIBIT IV-E ESTIMATED IMPACT OF TAX INCREMENT FINANCING DISTRICT NO. 3 ON OTHER TAXING JURISDICTIONS IMPACT ON TAX BASE ------------------------------- NET TAXABLE TAX CAPACITIES % OF ENTITY TAX BASE ORIGINAL ESTIMATED CAPTURED TOTAL ------------------------------------------------------------------------------------------------------------------------------------- --------------- City of Arden Hills 91668,094 5, 443 54,f296 48,853 0 . 521 % County of Ramsey ISD #621 ENTITY City of Arden Hills County of Ramsey ISD #621 Other 282, 966, 817 51443 54,296 48,853 0. 018 % 51,917,445 5,443 54,296 48,853 0.097% IMPACT ON TAX CAPACITY ---------------------------------------------- RATE CURRENT TAX CAPACITY % OF TAX RATE RATE TOTAL INCREMENT INCREASE 14.382 10 . 00 % 71032 0 . 073 % 42.380 32.00% 20,458 0.007% 68.898** 53.00% 33,883 0.065% 5.204 4.00% 21557 130.864 100.00% 63,930 * Assumes the construction would have occurred without the creation of a Tax Increment Financing District. If the construction is a result of Tax Increment Financing, the impact is $0. * * Includes tax rate of 1.701 for Intermediate District No. 916. (AS MODIFIED DECEMBER 14, 2009) See Section 2-17 of this Plan for the current estimated impact of Tax Increment Financing District No. 3 on other taxing jurisdictions. City of Arden Hills Modification of Tax Increment Financing District No. 3 17 EXHIBIT IV-F DISTRICT BUDGET SUMMARY (AS MODIFIED DECEMBER 14, 2009) City of Arden Hills, Minnesota TIF 3 Cottage Villas Housing Budget Summary December 14, 2009 Revenues As Adopted 4/26/1993 As Modified 5/27/1997 As Modified 12/14/2009 Tax Increment 958,950 883,921 11400,000 Investment Earnings - 10,000 75,000 Bond Proceeds - 110001000 Loan Proceeds 19000,000 Other Transfers In 17000,000 Total Revenues 958,950 8937921 41475,000 As Adopted As Modified As Modified Expenditures 4/26/1993 5/27/1997 12/14/2009 Land Acquisition 196,000 194,210 250,000 Site Improvements 375,909 500,000 Public Utilities - 697730 102,500 Streets and Sidewalks - 277150 250,000 Bond Principal Payments - 110001000 Bond Interest Payments - - - Loan Principal Payments 1,000,000 Loan Interest Payments 131,000 225,000 Administration Expenses - 95,895 147,500 Other Transfers Out 110007000 Total Expenditures 196,000 893,894 41475,000 City of Arden Hills Modification of Tax Increment Financing District No. 3 18 Council member CITY OF ARDEN HILLS RAMSEY COUNTY STATE OF MINNESOTA introduced the following resolution and moved its adoption: RESOLUTION NO.2009-042 RESOLUTION ADOPTING A MODIFICATION TO THE DEVELOPMENT PROGRAM FOR DEVELOPMENT DISTRICT NO. 1; AND A MODIFICATION TO THE TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT. FINANCING DISTRICT NO.3. BE IT RESOLVED by the City Council of the City of Arden Hills, Minnesota, as follows: Section 1. Recitals 1.01. The City Council ("Council") of the City of Arden Hills, Minnesota ("City") has heretofore established Development District No. 1 (the "Project Area") and adopted a Development Program therefor. It has been proposed that the City adopt a Modification to the Development Program (the "Development Program Modification") for the Project Area and a Modification to the Tax Increment Financing Plan (the "TIF Plan Modification") for Tax Increment Financing District No. 3 (the "TIF District") therein (the Development Program Modification and the TIF Plan Modification are referred to collectively herein as the "Modifications"), all pursuant to and in conformity with applicable law, including Minnesota Statutes, Sections 469.124 to 469.134 and Sections 469.174 to 469.1799, all inclusive, as amended, (the "Act") all as reflected in the Modifications, and presented for the Council's consideration. 1.02. The City has investigated the facts relating to the Modifications and has caused the Modifications to be prepared. 1.03. The City has performed all actions required by law to be performed prior to the adoption and approval of the proposed Modifications, including, but not limited to, notification of Ramsey County and Independent School District No. 621, having taxing jurisdiction over the property in the TIF District, a review of and written comment on the Modifications by the City Planning Commission, and the holding of a public hearing upon published notice as required by law. 1.04. The City is not modifying the boundaries of the Project Area or the TIF Districts. Section 2. Findings for the Development Program Modification 2.01. The Council hereby finds that: (a) the land within the Project Area would not be available for development or redevelopment without the financial aid to be sought under the Development Program Modification; (b) the Development Program Modification will afford maximum opportunity, consistent with the needs of the City as a whole, for the development of the Project Area by private enterprise; and (c) the Development Program Modification conforms to the general plan for the development of the City as a whole. 2.02. These findings are based on the facts and conditions described in the Development Program Modification, which is incorporated herein by reference. Section 3. Findings for the TIF Plan Modification 3.01 The Council hereby reaffirms the original findings for the TIF District, namely that the when the TIF District was established, TIF District No. 3 was established as a housing tax increment financing district. In addition, the City makes the following findings: (1) The proposed redevelopment described in the TIF Plan Modification would not reasonably be expected to occur solely through private investment within the reasonably foreseeable future. The major purpose of the TIF Plan Modification is to encourage the development of additional housing that is affordable to persons who meet the income limits for such housing under the Act. Historically, affordable housing has not occurred in the City without significant public assistance because of high construction costs and lower revenues produced by affordable rents or sale prices. The use of tax increment resources from the TIF District will offer opportunities for private developers to incorporate more affordable housing in new developments at various locations throughout Development District No. 1, all of which will be deemed to occur within the TIF District by virtue of Minnesota Statutes, Section 469.1763, subd. 2(b). (ii) The Tax Increment Plan Modification conforms to the general plan for the redevelopment of the City as a whole. The Tax Increment Plan Modification was reviewed and commented upon by the City's Planning Commission on December 9, 2009, and was approved by the Commission on that same date. The Tax Increment Plan Modification will afford maximum opportunity, consistent with the sound needs of the City as a whole, for the redevelopment of the Project by private enterprise. The City has a need for more affordable rental and owner -occupied housing. The tax increment from the TIF District will be used to encourage the private market to offer a range of affordable housing choices and ensure that affordability is maintained over an extended period of time. 3.02 The TIF Plan Modification is being completed to extend the term of the TIF District to its statutory maximum duration to enable the City to continue in its efforts to support low and moderate income housing opportunities, to increase the budget to reflect the extended term, actual development and associated obligations and bring the TIF Plan into conformance with current Office of State Auditor requirements and legislative changes. The City is not modifying the boundaries of the TIF District. The Council hereby finds that the Modifications are intended to provide an impetus to accomplish certain objectives as specified in the Modifications. 3.03 The TIF Plan Modification conforms to the general plan for development or redevelopment of the City as a whole. The fact supporting this finding is that the TIF Plan Modification will generally complement and serve to implement policies adopted in the City's comprehensive plan. 3.04 The TIF Plan Modification will afford maximum opportunity, consistent with the sound needs of the City as a whole, for the development or redevelopment of the Project Area by private enterprise. The facts supporting this finding are that the TIF Plan Modification will help continue the redevelopment by private enterprise that has been stimulated under the original plan for the TIF District. 3.05 The Council further finds the proposed development and redevelopment, in the opinion of the City, would not reasonably be expected to occur solely through private investment within the reasonably foreseeable future and therefore the use of tax increment financing is deemed necessary. Section 4. Public Purpose 4.01. The adoption of the Modifications conforms in all respects to the requirements of the Act and will help fulfill a need to develop an area of the City which is already built up, to provide housing opportunities, to improve the tax base and to improve the general economy of the State and thereby serves a public purpose. Section 5. Approval and Adoption of the Modifications 5.01. The Modifications, as presented to the Council on this date, are hereby approved, ratified, established and adopted and shall be placed on file in the office of City Administrator. 5.02. The staff, the City's advisors and legal counsel are authorized and directed to proceed with the implementation of the Modifications and for this purpose to negotiate, draft, prepare and present to this Council for its consideration all further Modifications, resolutions, documents and contracts necessary for this purpose. Approval of the Modifications does not constitute approval of any project or a Development Agreement with any developer. 5.03. The City Administrator is authorized and directed to forward a copy of the Modifications to the Commissioner of the Minnesota Department of Revenue and the Office of the State Auditor pursuant to M.S., Section 469.175, Subd. 4a. 5.04. The City Administrator is further authorized and directed to file a copy of the Modifications with Ramsey County Auditor. The motion for the adoption of the foregoing resolution was duly seconded by Council member , and upon a vote being taken thereon, the following voted in favor thereof: and the following voted against the same: Dated: December 14, 2009 Stan Harpstead, Mayor (Seal) ATTEST: Ron Moorse, City Administrator