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MEMO <br /> To: Dallas Larson <br /> From: Paul Steffel <br /> Re: Change in policy Deductible to $1000 <br /> Per Penny Esch, with the league of Minnesota Cities Insurance Trust the <br /> $1000 deductible would apply to any claim including liability. The <br /> approximate premium with a $1000 deductible would be $32,060. Your <br /> Current Premium with a $500 is $34,043. <br />