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expenses, and losses incurred by the other, including court costs and reasonable attorney's <br /> • fees, to the extent such claims, demands, liabilities, judgments, damages, expenses and <br /> losses arise out of or are based upon the parties' performance or failure to perform its <br /> obligations under this Agreement. By agreeing to this indemnification provision <br /> Centerville does not waive any rights to immunity. iGovernment shall carry, at its sole <br /> expense, professional liability insurance providing comprehensive coverage for its <br /> obligations under this agreement in an amount not less than $ 1,500,000. iGovernment <br /> shall use a Secure Socket Layer protocol or better, and certification issued for the benefit <br /> and protection of each user with no less than $10,000 of liability insurance per <br /> transaction in a total amount of not less than $1,000,000. <br /> 12. Severability. The invalidity and unenforceability of any provision of the Agreement <br /> shall not affect the validity or enforceability of any other provision. Any invalid or <br /> unenforceable provision shall be deemed severed from the Agreement to the extent of its <br /> invalidity or unenforceability, and that this Agreement shall be construed and enforced as <br /> if the Agreement did not contain that particular provision. <br /> • 13. Integration and Understanding. There are no understandings between the parties <br /> hereto as to the subject matter of this Agreement other than as herein set forth and in the <br /> documents specifically incorporated herein. All previous communications concerning the <br /> subject matter of this Agreement are hereby superseded and this agreement shall <br /> constitute the entire and integrated agreement between the parties. <br /> 14. Governing Law. It is agreed that this Agreement shall be governed by, construed, and <br /> enforced in accordance with the laws of the State of Minnesota. <br /> 15. Modification. Any modification of this Agreement or additional obligation assumed by <br /> either party in connection with this Agreement shall be binding only if evidenced in <br /> writing signed by each party or an authorized representative of each party. <br /> • <br /> 5 <br /> 19 <br />