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Adoption of Flood Insurance Rate <br /> MapsParticipating Communities <br /> The National Flood Insurance Program (NFIP) was established with the passage of the National <br /> Flood Insurance Act of 1968. The NFIP is a Federal program enabling property owners in <br /> participating communities to purchase insurance as a protection against flood losses in <br /> exchange for State and community floodplain management regulations that reduce future flood <br /> damages. Over 21,000 communities participate in the Program. <br /> This brochure addresses several questions about The identification of flood hazards serves many important <br /> community adoption of the Flood Insurance Rate Map purposes. Identifying flood hazards creates an awareness <br /> (FIRM). As a participating community in the NFIP, of the hazard, especially for those who live and work <br /> your community is responsible for making sure that in floodprone areas. The FIRM and FIS report provide <br /> its floodplain management regulations meet or exceed States and communities with the information needed for <br /> the minimum requirements of the NFIP. By law, the land use planning and to reduce flood risk to floodplain <br /> Department of Homeland Security's Federal Emergency development and implement other health and safety <br /> Management Agency (FEMA) cannot offer flood requirements through codes and regulations. States and <br /> insurance in communities that do not have regulations communities can also use the information for emergency <br /> that meet or exceed these minimum requirements. these management. <br /> regulations can be found in Title 44 of the Code of Each time FEMA provides your community with <br /> Federal Regulations (44 CFR) Section 60.3. You can also additional flood hazard data, your community must <br /> find them in model ordinances developed by most States adopt new floodplain management regulations or <br /> and by FEMA Regional Offices. amend existing regulations to incorporate the new data <br /> The basis of your community's floodplain management and meet any additional requirements that result from <br /> regulations is the flood hazard data provided to the any changes in the data, such as the designation of a <br /> community by FEMA. FEMA identifies flood hazards regulatory floodway for the first time. Your floodplain <br /> nationwide and publishes and periodically updates flood management regulations must also meet any additional <br /> hazard data in support of the NFIP. Flood hazard data State requirements and be adopted through a process that <br /> is provided to communities in the form of a FIRM and complies with any procedural requirements established in <br /> Flood Insurance Study (FIS) report, typically prepared in your State for the adoption of ordinances or regulations. <br /> a countywide format. Please be aware that while an FIS <br /> report accompanies most FIRMS, it is not created for all <br /> flood studies. <br /> Flood Study and Adoption Timeline <br /> Public Notice Published Twice in Local Newspaper End of Appeal Period <br /> Final Community Meeting Held/Proposed Federal Register Publication Letter of Final Determination Issued <br /> Discovery Meeting Held Preliminary FIRM and Report issued Date of Effective FIRM <br /> - CollebtlnitlatCamments 90 Day Resolve <br /> AppWsoad <br /> -00 fi ptf?6fa�t} rel�+10 IIt >rid torsJSf rntt�l * ortfrrpiiioketyflRM APPS lqifaR#P ., ttPetiod <br /> andRepbrt Period- Pr�ditcts* <br /> *The timeframe for completing these activates may vary. <br /> 2 Adoption of Flood Insurance Rate Maps by Participating Communities <br />