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a-_ <br /> I <br /> Elevated home on pile foundation Elevated home on crawl space foundation <br /> make conventional loans for insurable buildings in If a community is suspended, it may regain its eligibility <br /> flood hazard areas of non-participating communities. in the NFIP by enacting the floodplain management <br /> However, the lender must notify applicants that measures established in 44 CFR Section 60.3 of the <br /> the property is in a flood hazard area and that the NFIP regulations. If development takes place in your <br /> property is not eligible for Federal disaster assistance. community during suspension that does not meet the <br /> Some lenders may voluntarily choose not to make minimum NFIP requirements, your community will be <br /> these loans. asked to take actions to reduce the increased flood hazard <br /> prior to reinstatement. <br /> Digital Flood Hazard Information Resources <br /> In accordance with the Flood Insurance Reform Act of database is provided to your community once the FIRM <br /> 2004,FEMA has implemented a policy that allows the use becomes effective and is also available for download <br /> of digital data for official NFIP purposes.All FEMNs flood through the MSC. <br /> mapping products are now prepared digitally,and a number of . The National Flood Hazard Layer(NFHL)contains all <br /> different digital options are available to view the flood hazard effective digital flood hazard information from FIRM <br /> information shown on community FIRMs.All digital flood databases and LOMRs produced by FEMA in one integrated <br /> hazard resources referenced below can be accessed through nationwide dataset.It also contains point locations of <br /> FEMNs Map Service Center(MSC}at htlp://msc.fema-gov. other LOMCs,such as Letters of Map Revision Based on <br /> • Once effective,copies of the FIRM panels in digital Fill and Letters of Map Amendment.The NFHL is available <br /> format will be provided to your Community and will also for viewing through FEMNs online map viewer which can <br /> be available through the MSC.Note that Letters of Map be accessed through the MSC.The NFHL can also be <br /> Change(LOMCs)are also available through the MSC in.pdf viewed as a layer in Google Earth or accessed via Web <br /> format. Map Service(WMS),a web-based method of viewing <br /> map information using commercial GIS software,such as <br /> • F1RMettes show a desired section of a FIRM panel specified ESR{'s ArcGIS.Additional information on these services is <br /> by a user,plus map scale,and other legend information available through the MSC. <br /> from the FIRM.FIRMettes can be created online through <br /> the MSC,and printed or saved in.pdf format at no cost. Note for communities that do not yet have digitally produced <br /> •The FIRM database is designed for use with specialized FlRMs.scanned digital versions of the paper FIRM panels are <br /> available through the MSC.However,since the FIRMs were not <br /> Geographic Information System(GIS)software.Users produced digitally,a FIRM database will not be available and <br /> are able to integrate local data sets with the FEMA flood the flood hazard information shown on the FIR <br /> Ms will not be <br /> hazard data in the FIRM database to assist with floodplain included in the NFHL. <br /> management or mitigation planning measures.The FIRM <br /> 6 Adoption of Flood Insurance Rate Maps by Participating Communities <br />