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IL 00 17 1198 <br /> COMMON POLICY CONDITIONS <br /> All Coverage Parts included in this policy are subject to the following conditions. <br /> A. Cancellation b. Give you reports on the conditions we find; <br /> 1. The first Named Insured shown in the Declara- and <br /> tions may cancel this policy by mailing or deliv- c. Recommend changes. <br /> ering to us advance written notice of can Ila- 2. We are not obligated to make any inspections, <br /> tion. surveys, reports or recommendations and any <br /> 2. We may cancel this policy by mailing or deliver- such actions we do undertake relate only to fin- <br /> ing to the first Named Insured written notice of surability and the premiums to be charged. We <br /> cancellation at least: do not make safety inspections. We do not un- <br /> a. 10 days before the effective date of cancel- dertake to perform the duty of any person or <br /> lation if we cancel for nonpayment of premi- organization to provide for the health or safety <br /> um;or of workers or the public. And we do not warrant <br /> that conditions: <br /> b. 30 days before the effective date of cancel- <br /> lation if we cancel for any other reason. b. Comply with laws, regulations, codes or <br /> 3. We will mail or deliver our notice to the first standards. <br /> Named Insured's last mailing address known to <br /> us. 3. Paragraphs 1. and 2. of this condition apply not <br /> . Notice of ncellation will state the effective <br /> only to us, but also to any rating, advisory, rate <br /> 4caservice or similar organization which makes in- <br /> date of cancellation. The policy period will end suranoe inspections, surveys, reports or rec- <br /> on that date. emendations. <br /> 5. If this policy is cancelled, we will send the first 4. Paragraph 2. of this condition does not apply to <br /> Named Insured any premium refund due. If we any inspections, surveys, reports or recom- <br /> cancel, the refund will be pro rate- If the first mendations we may make relative to cerci fica- <br /> Named Insured cancels, the refund may be tion, under state or municipal statutes, ordi- <br /> less than pro rata. The cancellation will be ef- nances or regulations, of boilers, pressure ves- <br /> fective even if we have not made or offered a eels or elevators. <br /> refund. <br /> 6. If notice is mailed, proof of mailing Will be suffi- E. Premiums <br /> cient proof of notice. The first Named Insured she in the Declara- <br /> B. Changes tions: <br /> This policy contains all the agreements between 1. Is responsible for the payment of all premiums; <br /> you and us concerning the insurance afforded. and <br /> The first Named Insured shown in the Declarations 2. Will be the payee for any return premiums we <br /> is authorized to make changes in the terms of this pay. <br /> policy with our consent. This policy's terms can be IF,, Transfer Of Your Rights And Duties Under This <br /> amended or waived only by endorsement issued Policy <br /> by us and made a part of this policy. Your rights and duties under this policy may not be <br /> C. Examination Of Your Books And Records transferred without our written consent except in <br /> We may examine and audit your books and rec- the case of death of an individual named insured. <br /> ords as they relate to this policy at any time during If you die, your rights and duties will be transferred <br /> the policy period and up to three years afterward. to your legal representative but only while acting <br /> D. Inspections And Surveys within the scope of duties as your legal representa- <br /> 1. We have the right to: tive. Until your legal representative is appointed, <br /> anyone having proper temporary custody of your <br /> a. Make inspections and surveys at any time; property Will have your rights and duties but only <br /> with respect to that property. <br /> IL 00 17 1198 Copyright, Insurance Services Office, Inc., 1998 Page I of 1 [3 <br />