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COMMERCIAL GENERAL LIABILITY <br /> CO 00 01 12 04 <br /> COMMERCIAL GENERAL LIABILITY COVERAGE FORM <br /> Various provisions in this policy restrict coverage. b. This insurance applies to "bodily injury" and <br /> Read the entire policy carefully to determine rights, ..property damage"only if: <br /> duties and what is and is not covered. (1) The "bodily injury" or "property damage' is <br /> Throughout this policy the words"you"and "your"refer used by an "occurrence"that takes place <br /> to the Named Insured shown in the Declarations, and in the"coverage territory"; <br /> any other person or organ) kion qualifying as a (2) The "bodily injury' or "property damage" <br /> Named Insured under this policy.The words"we", "us" occurs during the policy period; and <br /> and "our" refer to the company providing this insur- <br /> ance. (3) Prior to the policy period, no insured listed <br /> under Paragraph 1. of Section 11 — Who Is <br /> The word "Insured" means any person or organization An Insured and no "employee" authorized <br /> qualifying as such under Section 11 — Who Is An In- by you to give or receive notice of an "oc- <br /> sured. currence" or claim, knew that the "bodily in- <br /> Other words and phrases that appear in quotation jury" or "property damage" had occurred, in <br /> marks have special meaning. Refer to Section V - whole or in part. If such a listed insured or <br /> Definitions. authorized "employee" know, prior to the <br /> SE <br /> policy period, that the "bodily injuW or CTI I—COVERAGES "property damage" occurred, then any con- <br /> COVERAGE A BODILY INJURY AND PROPERTY finuation, change or resumption of such <br /> DAMAGE LIABILITY "bodily injury' or "property damage" during <br /> 1. Insuring Agreement or after the policy period will be deemed to <br /> a We will pay those sums that the insured be- have been known prior to the policy period. <br /> comes legally obligated to pay as damages be- c. "Bodily injury" or "property damage" which <br /> cause of"bodily injury"or"property damage"to occurs during the policy period and was not, <br /> which this insurance applies. We will have the prior to the policy period, known to have oc- <br /> right and duty to defend the insured against any curred by any insured listed under Paragraph 1. <br /> "suit"seeking those damages. However,we will of Section 11 —Who Is An Insured or any"em- <br /> have no duty to defend the insured against any ployee"authorized by you to give or receive no- <br /> "suit" seeking damages for "bodily injury" or tice of an "occurrence" or claim, includes any <br /> .property damage"to which this insurance does continuation, change or resumption of that <br /> not apply. We may, at our discretion, investi- "bodily injury" or 'property damage" after the <br /> gate any "occurrence' and softie any claim or end of the policy period. <br /> "suit"that may result. But: d. "Bodily injury" or "property damage" will be <br /> (1) The amount we will pay for damages is deemed to have been known to have occurred <br /> limited as described in Section III — Limits at the earliest time when any insured listed un- <br /> Of Insurance; and der Paragraph 1. of Section 11 —Who Is An In- <br /> ( ) Our right and duty to defend ends when we sured or any "employee" authorized by you to <br /> have used up the applicable limit of insur- give or receive notice of an "occurrence" or <br /> ance in the payment of judgments or set- claim: <br /> tlements under Coverages A or B or medi- (1) Reports all, or any part, of the "bodily injur/' <br /> cal expenses under Coverage C. or "property damage" to us or any other in- <br /> No other obligation or liability to pay sums or surer; <br /> perform acts or services is covered unless ex- (2) Receives a written or verbal demand or <br /> plicitly provided for under Supplementary Pay- claim for damages because of the "bodily <br /> ments—Coverages A and B. injury'or"property damage';or <br /> (3) Becomes aware by any other means that <br /> "bodily injury" or "property damage" has oc- <br /> curred or has begun to occur. <br /> CG 00 01 12 04 0 ISO Properties, Inc., 2003 Page I of 15 <br />