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5. Change orders will be issued only with the written approval of the City of <br /> White Bear Lake HRA staff. No change order will be issued decreasing the <br /> private loans such that the private loan is less than the loan from the City of <br /> White Bear Lake Revolving Loan Fund. <br /> 6. I agree to abide by the regulations as listed, and the City of White Bear Lake <br /> HRA Revolving Loan Program Handbook. Upon failure to comply with any <br /> or part of the above, the City of White Bear Lake HRA may enforce the <br /> Revolving Loan Program and note/lien through any lawful suit or action as <br /> permitted under the laws of the State of Minnesota. <br /> 7. I understand that any inspection made by the City of White Bear Lake under <br /> this program is for purposes of determining the applicant's eligibility under <br /> this program, and it is not intended to represent or warrant the condition of <br /> the premises. <br /> 8. I further understand that making application in no way insures approval of <br /> loans or guarantees funding. <br /> 9. I understand that "approval" means specific, written approval from both the <br /> City and my financial institution. <br /> 10. I understand any work performed prior to specific written approval from <br /> both the financial institution and the City will be considered ineligible unless <br /> otherwise waived in writing by the City HRA and the financial institution <br /> according to the guidelines. <br /> Fee Owner/Contract Purchaser: <br /> Signature <br /> Print Name <br /> Witness <br /> Date <br /> 36 <br />