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Contents <br />Executive Summary ............................................................................................................................. 1 <br />Issue Overview .................................................................................................................................... 2 <br />Purpose ........................................................................................................................................................ 2 <br />Authority ..................................................................................................................................................... 2 <br />Structure ...................................................................................................................................................... 2 <br />Security and Source of Repayment ................................................................................................... 3 <br />Plan Rationale ............................................................................................................................................ 3 <br />Issuing Process .......................................................................................................................................... 3 <br />eliminary Debt Service Comparison ................................................................... 4 <br /> ........................................................................ 5 <br /> ............................................................................................ 6 <br />Bank Qualification ............................................................................................................................ 6 <br />Arbitrage Compliance .................................................................................................................... 6 <br />Continuing Disclosure .................................................................................................................... 6 <br />Premiums ............................................................................................................................................. 7 <br />Rating .................................................................................................................................................... 7 <br /> .................................................................................................... 8 <br />Attachment 5 - Risk Factors ................................................................................................................ 9 <br /> <br /> <br /> <br /> <br />Northland Securities, Inc. Page 2 <br /> <br />