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E) Assignments to light duty will be reviewed on a monthly basis or more often as <br />deemed necessary by the City. The City, in its sole discretion, reserves the right to <br />terminate a light duty assignment at any time based upon, but not limited to, the <br />factors set forth in sub -item C) above. <br />11. INSURANCE PLANS <br />11.1 Health, Dental, Disability, & Life Insurance <br />Upon proper application and subject to payment of any required premiums, all regular full- <br />time Employees, working at least 30 hours per week, will be required to be covered by <br />the City's health, dental, short-term, long-term disability, and life insurance plans. Subject <br />to the payment of the required premiums, an Employee's dependents may also be <br />covered under such plans. <br />11.2 Cafeteria Plan <br />The City will contribute an amount, designated on an annual basis by action of the City <br />Council, to the Employee for use in the City's benefit Plan. Employees are required to <br />choose at least the core benefit plan, which are: single health insurance, single dental <br />coverage, short-term and long-term disability, and term life insurance. Any balance <br />remaining after the required core benefits have been purchased may be used in any <br />authorized area of the plan, such as: <br />A) The purchase of additional life, long-term care insurance, or other supplemental <br />insurance offered through the City's plan. <br />B) Contribution to an authorized Health Care Savings Account to the extent permitted <br />by applicable law. <br />C) Contribution to an Employer sponsored deferred compensation (457) program. <br />D) The Employee may elect to receive the balance in taxable income. <br />E) Or employee may elect to use funds for a flexible spending arrangement (FSA) per <br />IRS rules and regulations (see 11.3 Flex Plan). <br />EXCEPTION. New employees hired after December 31, 2011, shall not be permitted to <br />use employer contributions to contribute to items C, D, and E. <br />11.3 Flex Plan. The City offers a flexible spending arrangement, also known as a cafeteria <br />plan, in accordance with IRS Code Section 125d. Subject to further IRS limitations, a <br />regular full-time employee may exclude from income based on the IRS regulations for <br />childcare and per IRS regulations for unreimbursed medical expenses. For more details, <br />see the Summary plan description on file with the Finance Director or City Administrator. <br />11.4 Continuation of Benefits <br />Page 27 of 60 <br />