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2007-01-10 CC
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2007-01-10 CC
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<br />meet the city's legal obligations. For the coming year, the limit on this coverage will increase <br />from $100,000 to $250,000. More information on the extraordinary expense coverage is <br />available on the League website at http://www.1mnc.org/lmcit/memos.cfm. <br /> <br />Asbestos and pollutant cleanup. The coverage language is revised to clarify when and how the <br />coverage for asbestos and pollutant cleanup applies. The asbestos and pollutant cleanup <br />coverage applies when a city building has been damaged or contaminated by a release of <br />accidental release, discharge, or dispersal of asbestos or other pollutants which begins and ends <br />within a 72 hour period. However, this doesn't apply if the release was the result of a <br />renovation, remodeling, or demolition project. The limit for pollutant cleanup coverage will <br />increase to $250,000, same as the current asbestos cleanup limit. <br /> <br />Property in the open. There are minor changes to slightly broaden the types of property in the <br />open (PIO) which are automatically covered when the city schedules PIO coverage for a specific <br />site. <br /> <br />Auto coverage <br /> <br />UM/UIM coverage. The language for the uninsured/underinsured motorist (UMIUIM) coverage <br />is revised to clarify that the intent is to provide the exact type and scope of coverage which state <br />law requires. <br /> <br />Work comp <br /> <br />Diagnostic testing for meningitis. The LMCIT work comp coverage includes coverage for the <br />cost of diagnostic testing of employees who have been potentially exposed to four specified <br />infectious diseases: hepatitis, HIV / AIDS, tuberculosis, and anthrax. The coverage pays up to <br />$2,500 per exposure incident for the cost of medically appropriate diagnostic testing following <br />an on-the-job exposure incident. For the coming year, meningitis is added to the list of diseases <br />for which diagnostic testing is covered. <br /> <br />Liability coverage <br /> <br />There will be a new $100,000 annual limit on coverage for liability claims against city officers or <br />employees which arise from their activities as officers or members of outside organizations. A <br />separate memo is enclosed which explains this change and the reasons for it, and offers <br />suggestions for how cities should address this risk. <br />
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