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CITY OF GEM LAKE, MINNESOTA <br />NOTES TO BASIC FINANCIAL STATEMENTS <br />DECEMBER 31, 2015 <br /> <br /> <br /> <br />(24) <br /> <br />NOTE 2 DEPOSITS AND INVESTMENTS (CONTINUED) <br />Concentration of Credit Risk <br />The City places no limit on the amount that the City may invest in any one issuer. The <br />following is a list of investments which individually comprise more than 5% of the City’s <br />total investments: <br /> <br />Type Amount Percentage <br />Government Money Market Mutual Funds 165,254$ 22.72% <br />Negotiable Certificates of Deposit <br />Santander Bank CD 175,000 24.06% <br />GE Capital Bank CD 246,012 33.83% <br />Goldman Sachs Bank CD 141,013 19.39% <br /> <br />NOTE 3 CAPITAL ASSETS <br />Capital asset activity for the year ended December 31, 2015 was as follows: <br /> <br />Beginning Ending <br />Balance Increases Decreases Balance <br />Governmental Activities <br />Capital Assets Not Being Depreciated: <br />Construction in Progress -$ 94,367$ -$ 94,367$ <br />Capital Assets Being Depreciated: <br />Buildings 902,232 - - 902,232 <br />Office Equipment 12,895 - - 12,895 <br />Infrastructure 712,788 - - 712,788 <br />Total Capital Assets Being Depreciated 1,627,915 - - 1,627,915 <br />Accumulated Depreciation: <br />Buildings (154,583) (22,947) - (177,530) <br />Office Equipment (8,744) (1,242) - (9,986) <br />Infrastructure (390,569) (38,437) - (429,006) <br />Total Accumulated Depreciation (553,896) (62,626) - (616,522) <br />Net Capital Assets - Capital Activities 1,074,019$ 31,741$ -$ 1,105,760$ <br />Depreciation expense was charged to the governmental functions as follows: <br /> <br />General Government 24,189$ <br />Public Works 38,437 <br />Total Depreciation - Governmental Activities 62,626$ <br />Beginning Ending <br />Balance Increases Decreases Balance <br />Sewer Utility <br />Capital Assets Being Depreciated: <br />Infrastructure 617,539$ -$ -$ 617,539$ <br />Less: Accumulated Depreciation (124,343) (12,457) - (136,800) <br />Net Capital Assets - Sewer Utility 493,196$ (12,457)$ -$ 480,739$