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15 <br />Prohibitions Against Assignment And Transfer; <br />Indemnification <br /> <br /> Section 12.1. Release and Indemnification Covenants. <br /> <br /> (a) The Developer releases from and covenants and agrees that the City, and <br />the governing body members, officers, agents, servants and employees thereof shall not be <br />liable for, and agrees to indemnify and hold harmless the City and the governing body <br />members, officers, agents, servants and employees thereof, against any loss or damage to <br />property or any injury to or death of any person occurring at or about or resulting from any <br />defect in the Improvements or Developer's Improvements. <br /> <br /> (b) Except for any willful misrepresentation or any negligent, willful or wanton <br />misconduct of the following named parties, the Developer agrees to protect and defend the <br />City, and the governing body members, officers, agents, servants and employees thereof, <br />now and forever, and further agrees to hold the aforesaid harmless from any claim, demand, <br />suit, action or other proceeding whatsoever by any person or entity whatsoever arising or <br />purportedly arising from this Agreement, or the transactions contemplated hereby or the <br />acquisition, construction, installation, ownership, and operation of the Improvements or <br />Developer's Improvements and provided that such proceeding is based upon the acts of the <br />Developer or of others acting on behalf or under the direction or control of the Developer. <br /> <br /> (c) The City, and the governing body members, officers, agents, servants and <br />employees thereof shall not be liable for any damage or injury to the persons or property <br />of the Developer, or its officers, agents, servants or employees or any other person who <br />may be about the Property due to any act of negligence of any person, excluding the <br />negligent acts or misconduct of the City, its agents or employees. <br /> <br /> (d) All covenants, stipulations, promises, agreements and obligations of the <br />City contained herein shall be deemed to be the covenants, stipulations, promises, <br />agreements and obligations of the City and not of any governing body member, officer, <br />agent, servant or employee of the City in the individual capacity thereof. <br /> <br />ARTICLE XIII <br /> <br />Insurance <br /> <br /> Section 13.1. Insurance. Developer and/or all its subcontractors shall take out and <br />maintain during and until two (2) years after the City has accepted the improvements (streets, <br />trails/sidewalks & utilities) that were installed by the Developer identified in Part B of Article IV <br />lying within the public right-of-way or easements, the following insurance: <br /> <br /> (a) Builder's risk insurance, written on the so-called "Builder's Risk - <br /> Completed Value Basis," in an amount equal to one hundred percent (100%) of the <br /> insurable value of the Improvements at the date of completion, and with coverage <br /> available in nonreporting form on the so called "all risk" form of policy; and