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Ramsey County | Multi-Jurisdiction Hazard Mitigation Plan 12 languages (10.6%) and Spanish (5.3%). This may indicate potential communication challenges in the event of an emergency. Areas with more minorities and people age 5+ who speak English "less than well" have a higher vulnerability score. Areas of moderate to high vulnerability are shown in areas along and north of I-94, Saint Paul’s East and West sides, and in areas in Mounds View, Saint Anthony, Maplewood, Lauderdale, Falcon Heights, and Little Canada. 2.4.4 HOUSING AND TRANSPORTATION Housing and transportation affect hazard vulnerability because individuals in substandard housing or densely populated areas are more likely to experience severe damage during disasters. Limited access to reliable transportation can hinder evacuation efforts and reduce the ability to access emergency services or resources. • Housing instability is a concern in Ramsey County, with 41.0% of residents living in renter- occupied units. Renters may have fewer resources to recover from hazard events and are often more vulnerable to displacement. • In terms of transportation, 9.7% of households do not have access to a vehicle, making evacuation and accessing services more difficult in an emergency. • The percentage of residents living in housing units with more than one occupant per room (overcrowded conditions) is 4.0%, which may increase the spread of illness and reduce resilience. • The percentage of residents living in housing built in 1939 or earlier is 27.5%, increasing the likelihood of damage during hazard events. Areas with more multi-unit housing, mobile homes, crowded homes, homes with no vehicle access, and institutionalized group quarters have a higher vulnerability score. Areas of moderate to high vulnerability are found along and north of I-94, Saint Paul’s East and West sides, and in areas in Mounds View, New Brighton, Saint Anthony, Maplewood, North Saint Paul, Lauderdale, Falcon Heights, Blaine, White Bear Lake, Roseville, Vadnais Heights and Little Canada. 2.4.5 SPATIAL DISTRIBUTION OF VULNERABILITY SVI data shows that social vulnerability is not evenly distributed across Ramsey County. Certain areas have notably higher SVI scores. These areas are more likely to experience compounded challenges during disasters due to the concentration of vulnerable populations and limited resources. An interactive, visual, spatial distribution by census tract of Ramsey County’s SVI by each of the four key themes can be viewed at https://www.arcgis.com/apps/MapSeries/index.html?appid=2bd18bc999dd452db6c680eba697f916. 2.4.6 HEALTH DISPARITIES Health disparities play a significant role in shaping a community's vulnerability to hazards, as underlying health conditions and unequal access to healthcare can hinder the ability to prepare for, respond to, and recover from disasters. In Ramsey County, understanding these disparities is critical to ensuring that mitigation strategies address the unique needs of all residents.