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TRANSMITTAL <br />CITY FINANCIAL STATEMENT <br />CITY OF GEM LAKE <br />RAMSEY COUNTY <br />STATE OF MINNESOTA <br />March 25, 2005 <br />Honorable Mayor and Members of the City Council: <br />I hereby submit to you the City of Gem Lake's Financial Statements for the year ended December <br />31, 2004. This financial report contains statements of receipts and disbursements, a balance <br />sheet, an operating statement and a statement of financial position for the enterprise fund, a <br />statement of outstanding indebtedness and a statement of investment activity for all funds of the <br />city. This report was prepared pursuant to Minnesota Statutes Section 471,698. <br />Respectfully <br />submitted. <br />Fritz Magi n <br />City Clerk <br />