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Land Development In Gem Lake and Vicinity <br />Residential Development. Gem Lake residents are overwhelmingly housed in single <br />family homes 93 percent of dwelling units) as is typical of other suburban <br />communities in this suburban. portion of the metropolitan area. However, there is a <br />considerable diversity of- housing types in the vicinity of the City both in terms of <br />types and in values (see Table 7). For example, a very high percentage of all <br />housing units in adjacent. Vadnais Heights is in mobile homes (23,4. percent). <br />Substantial shares of housing are. in multiple family structures such. as in White <br />Bear. Lake (13.4 percent), Shoreview (13.0 percent), Maplewood (18-:9 percent) and <br />North St. Paul (28.9 percent). Housing values also range considerably from very. <br />44:(over $5.0,0.00 in 1970) in North Oaks and Dellwood to relative love (under <br />$24,000. in 1970) in Gem Lake, Vadnais Heights, Maplewood, North St. Paul; -and <br />Pine Springs. <br />The average auality of housing in Gem Lake is somewhat below other communities <br />in the area. The average value of dwner-occupied housing ($20,705 -in .1970) was <br />.:generally $4,000 or more below housing values in most communities within a five <br />mile radius. However, this figure m8y be misleading since several larger homes of <br />much higher value are also located in the City. Thus, the single fah lily housing <br />stock in the community varies considerably., with most of the housing*stock *being <br />considerably below or above. the norm for this portion of the metropolitan area. <br />Two other indicators, "Dwelling Units Overcrowded" and "Tenure of Housing" are of <br />importance in evaluating the housing stock as shown hi Table '7. Gem Lake housing <br />Is; on.a. percentage basis, typically more overcrowded and less owner -occupied than <br />in other communities in the area. <br />Commercial Develooment. Prior to the recent construction of Vlaplewood 1rlall, <br />there was a decided lack of a full service retail commercial center to nerve. the <br />Gem Lake area: This center will be the dominant retail outlet within the area -for <br />major shopping purposes. Residents of Gem Lake are, able to obtain. some <br />convenience items in the traditional ? offman's Corners'! :area located in the <br />southeastern portion of the City. Lands immediately south and west of Gem Lake's <br />corporate boundaries in Vadnais Heights are planned for commercial. development. <br />As was indicated previously an the- "Employment and Economic Base" section of this <br />chapter, the dominant -investment in all commercial -development within Gem Lake <br />was in auto dealerships catering to a wade area. well beyond. municipal. boundaries. <br />Other commercial investments typically have a "highway service" character such as <br />service stations and fast food establishments.. <br />Office and Other Em to ment Concentrations. There is a limited amount of office <br />development in the .immediate vicinity of Gem Lake. These are small concentra- <br />tions in the downtown areas of White Bear Lake and North St. Paul. The largest <br />concentrations of office space near Gem Lake are in the central business &strict of <br />�St. Paul, the Midway. District of .St. Paul, and in Roseville near the intersection of <br />Snelling and. Highway 36. <br />Industrial Develooment. There are no sizeable concentrations bf industrial <br />development within Gem Lake -or within a five mile radius of the City.. However, <br />there are some relatively small concentrations. in Little Canada, Maplawood, North. <br />