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<br />City of Gem Lake Comprehensive Plan Page 8 <br />development pressure for greater density on currently undeveloped or underutilized <br />properties. <br />3.9 Characteristics of Population <br />Table 3-2 summarizes selected characteristics of the population of Gem Lake and <br />adjoining municipalities. <br />The median age of Gem Lake residents is 37.5, which approximately two years older <br />than the U.S. average of 35.3. Very similar is the age of both the City of White Bear Lake <br />and White Bear Township residents, with the median age being 37.4 and 37.5 <br />respectively. However, the City of Vadnais Heights is much closer to the national average <br />at 35.9 years of age. <br />The 2000 median family income level in Gem Lake ($82,909) was the highest of the <br />adjacent communities. White Bear Township was the next closest at $79,171. <br />Approximately 5.9 percent of the population within Gem Lake was viewed to be below the <br />poverty line as defined by the 2000 U.S. Census. This is an increase over the 1990 level <br />of 2.3 percent. This poverty line percentage in Gem Lake is higher than some adjoining <br />communities. For instance, only 2.8 percent of citizens in White Bear Township live below <br />the poverty level, with the highest percent of nearby populations below the poverty line <br />being 4.4 percent (City of White Bear Lake). <br />Table 3-2 – Selected Characteristics of the Population for Gem Lake and <br />Contiguous Governmental Units <br />Govt. Unit <br />2010 <br />pop. <br />Ages <br />0-4 <br />Ages <br />5-19 <br />Age <br />20-64 <br />Age <br />65+ <br />Median <br />Family <br />Income <br />% Below <br />Poverty <br />Level <br />Gem Lake 393 15 68 252 58 $74,375 2.6% <br />Vadnais <br />Heights 12,302 750 2,258 7,777 1,517 $69,926 6.8% <br />White Bear <br />Lake 23,797 1,490 4,240 14,058 4,009 $56,953 4.4% <br />White Bear <br />Township 10,949 519 2,086 6,875 1,466 $85,815 2.3% <br />Source: US Census Bureau <br />