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Table 1 — Population Trends and Projections for Gem Lake and Contiguous Governmental Units <br />Govt. <br />1990 <br />12000 <br />% <br />2010 <br />2020 <br />2030 <br />% <br />Unit <br />pop. <br />pop. <br />Change <br />Est. <br />Est. <br />Est. <br />Change <br />1990- <br />2000- <br />2000 <br />2030 <br />Gem <br />439 <br />419 <br />4.7% <br />490 <br />561 <br />652 <br />56% <br />Lake <br />Vadnais <br />11,041 <br />13,069 <br />+18% <br />13,800 <br />14,300 <br />16,800 <br />22% <br />Heights <br />White <br />24,642 <br />24,325 <br />-1.3% <br />27,200 <br />27,850 <br />27,950 <br />15% <br />Bear <br />Lake <br />White <br />9,424 <br />11,293 <br />120'No <br />13,100 <br />13,500 <br />13.500 <br />20% <br />Bear <br />Twn. <br />Characteristics of Population <br />Table 2 summarizes selected characteristics of the population of <br />Gem Lake and adjoining municipalities. <br />The median age of Gem Lake residents is 37.5, which <br />approximately two years older than the U.S. average of 35.3. Very <br />similar is the age of both the City of White Bear Lake and White <br />Bear Township residents, with the median age being 37.4 and 37.5 <br />respectively. However, the City of Vadnais Heights is much closer <br />to the national average at 35.9 years of age. <br />The 2000 median family income level in Gem Lake ($82,909) was <br />the highest of the adjacent communities. White Bear Township <br />was the next closest at $79,171. Approximately 5.9 percent of the <br />population within Gem Lake was viewed to be below the poverty <br />line as defined by the 2000 U.S. Census. This is an increase over <br />the 1990 level of 2.3 percent. This poverty line percentage in Gem <br />Lake is higher than some adjoining communities. For instance, <br />only 2.8 percent of citizens in White Bear Township live below the <br />poverty level, with the highest percent of nearby populations below <br />the poverty line being 4.4 percent (City of White Bear Lake). <br />City of Gem Lake Comprehensive Plan I page 3-4 <br />