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,-7INCIPAL AND INTEREST PAYMENT SCHEDULE <br />City of Gem Lake, Minnesota Dated Date: 8/23/2006 <br />$245,000 General Obligation Improvement Bonds, Series 2006A Call Date: 2/1/2012 <br />Payment Payment Total Fiscal <br />Due Date Principal Rate Interest Notations P & I Total <br />02/01/07 <br />4,623.69 <br />4,623.69 <br />4,623.69 <br />08/01/07 <br />- <br />- <br />5,267.50 <br />5,267.50 <br />02/01/08 <br />20,000.00 <br />4.300 <br />5,267.50 <br />25,267.50 <br />30,535.00 <br />08/01/08 <br />- <br />- <br />4,837.50 <br />4,837.50 <br />02/01/09 <br />20,000.00 <br />4.300 <br />4,837.50 <br />24,837.50 <br />29,675.00 <br />08/01/09 <br />- <br />- <br />4,407.50 <br />4,407.50 <br />02/01/10 <br />20,000.00 <br />4.300 <br />4,407.50 <br />24,407.50 <br />28,815.00 <br />08/01/10 <br />- <br />- <br />3,977.50 <br />3,977.50 <br />02/01/11 <br />25,000.00 <br />4.300 <br />3,977.50 <br />28,977.50 <br />32,955.00 <br />08/01/11 <br />- <br />- <br />3,440.00 <br />3,440.00 <br />02/01/12 <br />25,000.00 <br />4.300 <br />3,440.00 <br />28,440.00 <br />31,880.00 <br />08/01/12 <br />- <br />- <br />2,902.50 <br />2,902.50 <br />02/01/13 <br />25,000.00 <br />4.300 <br />2,902.50 <br />27,902.50 <br />30,805.00 <br />08/01/13 <br />- <br />- <br />2,365.00 <br />2,365.00 <br />02/01/14 <br />25,000.00 <br />4.300 <br />2,365.00 <br />27,365.00 <br />29,730.00 <br />08/01/14 <br />- <br />- <br />1,827.50 <br />1,827.50 <br />02/01/15 <br />25,000.00 <br />4.300 <br />1,827.50 <br />26,827.50 <br />28,655.00 <br />08/01/15 <br />- <br />- <br />1,290.00 <br />1,290.00 <br />02/01/16 <br />30,000.00 <br />4.300 <br />1,290.00 <br />31,290.00 <br />32,580.00 <br />08/01/16 <br />- <br />- <br />645.00 <br />645.00 <br />02/01/17 <br />30,000.00 <br />4.300 <br />645.00 <br />30,645.00 <br />31,290.00 <br />245,000.00 <br />66,543.69 <br />311,543.69 <br />311,543.69 <br />* The following funds are available to pay the interest payment due 2/1/2007 and a portion of the <br />interest payment due 810112007: <br />Capitalized Interest: $4,623.69 <br />Rounding Amount: 2,126.31 <br />Total Funds Available $6,750.00 <br />** Each of the maturites noted above with "**" are Term Bonds and, therefore, Mandatory Call Notices must be published by <br />the Paying Agent each of those years. <br />FREERS <br />6 A'-OCIA TES INC <br />