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Lessee may satisfy this requirement by underlying insurance plus an umbrella policy. The <br />Owner's insurance coverage must include, at least, Comprehensive General Liability <br />Insurance coverage, including premises /operation coverage, bodily injury, property <br />damage, independent contractor} s liability, completed operations coverage, and <br />contractual liability coverage, in a combined single limit of not less than Six Hundred <br />Thousand Dollars ($600,000) per occuiTence, subject to Six Hundred Thousand Dollars <br />($600,000) aggregate. <br />b) Lessee shall provide owner, prior to the Commencement Date and before each renewal of <br />the Lease term, evidence of the required insurance in the form of a certificate of insurance <br />issued by an insurance company licensed to do business in the State of Minnesota, which <br />includes all coverage required In Paragraph above. Said certificate shall also provide that <br />the coverage may not be canceled, non - renewed, or materially changed without thirty (3o) <br />days' written notice to owner. <br />15. Darn, a or Destruction. If the property or any portion thereof is destroyed or damaged so <br />as to hinder its effective use of its Facilities, Lessee may elect to terminate this Lease upon thirty <br />(30) days' written notice to Owner. In such event, all rights and obligations of the parties shall <br />cease as of the date of the damage or destruction and Lessee shall be entitled to the <br />reimbursement of any rent prepaid by the Lessee. <br />16. Indemnification. Lessee and owner mutually agree to the extent permitted by law, to <br />indemnify, defend, and hold harmless each other and its elected official's, officers, employees, <br />agents, and representatives, from and against any and all claims, costs, losses, expenses, <br />demands, actions, or causes of action, including reasonable attorneys' fees and other costs and <br />expenses of litigation, which may be asserted against or incurred by either party or for which <br />either party may be liable, which arise from the negligence, willful misconduct, breach of this <br />lease, or other fault of the other party or its employees, agents, or subcontractors in the <br />performance of this Lease or from the ownership and use of the property, including but not <br />limited to; the installation, operation, use, maintenance, repair, rernoval, or presence of Lessec " s <br />transmission facilities on the property, and specifically including the representations and <br />warranties of paragraph 18(b) of this Lease, provided same is not due to the negligence, willful <br />conduct, or breach of this Lease by the indemnified party or any old. its elected officials, officers, <br />employees, agents, or representatives. Notwithstanding the foregoing'' provisions to the contrary, <br />neither party shall have any liability for any darnages coverable under a standard special form <br />property insurance policy with respect to any equipment, real or personal or other improvements <br />owned by the respective parties. <br />If either party fails or neglects to defend such actions when obligated to do so, the other party <br />may defend the same and any expenses (including reasonable attorneys" fees) which it may Fay <br />or incur in defending said actions, as well as the amount of any Judgment or settlement which it <br />may be required to pay, shall promptly be reimbursed by the responsible party. <br />