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This Pledge Agreement is dated March � 2008, between 'THE, CITY OF ROSEVILLE, <br />MINNESOTA, a municipal corporation existing under the constitution and laws of the, State of <br />Minnesota the "City") and PREMIER BANK, in Maplewood, Minnesota, a Minnesota <br />corporation the "Lender"). <br />WHEREAS, Concordia Academy Association of Schools,, a Minnesota nonprofit <br />corporation the "Borrower"), the Lender and the City havie entered into an Amended and <br />Restated Loan Agreement (the "Loan Agreement,") of' eve n date hierewith, Pursuant ,to which the <br />City will lend to the Borrower the proceeds of its $17,000,0010 Educational Facilities, Revenue <br />Note, Series 2008 (Concordia Academy Association of Schools PrQjeet) the IiNotei")� and <br />WHEREAS,, the Note is payable from and secured by the loan repayments to be made by <br />the Borrower Linder the Loan Agreement; and the Liender, as a condition to, the purchase of the <br />Note, has required the execution of this Pledge Agreement. <br />NOW THEREFORE, as an 'inducement to the Lender to purchase the Note, and ill <br />-1 <br />consideration of the promises and other good an arid. <br />valuable consideration, the receipt a <br />sufficiency whereof is hereby acknowledged, the parties hereby agree as follows: <br />I . In order to secure the due and punctual payment of the Note and all other sums <br />due the Lender Linder the Loan Agreement,, the City does hereby pledge and assign to, the Lender <br />all of the City's right, title and interest in and to tie Loan Agreement, su�jipct to the City"s rights <br />under the provisions of Section 7.9 thereof. <br />2. The City hereby represents and warrants to, the Lender that the City"s right, title <br />and interest in the Loan Agreement is fi -ee and clear of any lien, security interest or other <br />encumbrance other than that arising under this Pledge Agreement,. <br />3. The City hereby authorizes the Lender to exercise, whether or not a default exists <br />under the Note or an Event of Default has occurred under the Loan Agreement, either 'in the <br />City's name or the Lender's name, any and all rights or rien-ledicis available to, the City under the <br />Loan Agreement. The City agrees, on request of the Lie der, to execute and deliver, to the Lender <br />such other documents or instruments as shall be deemied necessary or appriopri'ate, by the Lender <br />at any time to confirm or perfect the security interest hereby granted., The City hereby appoints <br />the Lender its attorney -in -fact to execute on behalf of the City, and 'in its name, any and all such <br />assignments, financing statements or, other documents or instruments which the Lender may <br />deem necessary or appropriate to perfect, protect or enforce the security interest hereby granted. <br />4. The City will not: <br />(a) exercise or attempt to exercise an), ren-iedies, under the Loan Agrelernent except as <br />1''o <br />permitted by Sections 6.2 and 7.9 of the L m <br />Lan Agreeen iodit t, or terminate, m y or accept a <br />surrender of the same, or by affirmative act, consent to the creation or existence of any security <br />interest or other lien in the Loan Agreement to secure payment of any other indebtedness-1 or <br />21448]5vl <br />