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<br />ABBREVIATIONS <br /> <br />The following abbreviations, when used in the inscription <br />on the face of this Bond, shall be construed as though they <br />were written out in full according to applicable laws or <br />regulations: <br /> <br />TEN COM - as tenants in common <br />TEN ENT - as tenants by the entireties <br />JT TEN - as joint tenants with right of survivorship <br />and not as tenants in common <br />UTMA as custodian for <br /> <br />(Cust) (Minor) <br /> <br />under the <br /> <br />(State) <br />Uniform Transfers to Minors <br />Act <br /> <br />Additional abbreviations may also be used <br />though not in the above list. <br /> <br />20 <br />