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<br /> <br />RISK MANAGEMENT INFORMATION <br />- <br />SEWER BACKUP COVERAGE <br /> <br />The League of Minnesota Cities Insurance Trust (LMCIT) offers property/casualty member cities <br />- <br />clean-up costs and damages resulting from a city sewer backup or from a city water main bre <br />irrespective of whether the backup was caused by city negligence. <br /> <br />Th-option is intended to: <br /> <br /> Reduce health hazards by encouraging property owners to clean-up backups as quickly as <br />possible. <br /> Reduce the frequency and severity of sewer backup lawsuits (i.e. property owners may be less <br />inclined to sue if they receive conciliatory treatment at the time of the backup). <br /> Give cities a way to address the sticky political problems that can arise when a property owner <br />for sewer backup <br />negligent and therefore not legally liable. <br /> <br /> backup problems, and not every <br />possible backup will be covered. <br /> <br />Which sewer backups are covered? <br />The no-fault coverage would reimburse the property owner for sewer backup damages or water <br />main breaks, regardless of whether the city was legally liable, if the following conditions are met: <br /> <br /> The backup backup <br /> <br /> a situation that is specifically excluded in the coverage. <br /> The coverage limit has not been exceeded. <br /> <br />Which situations are excluded? <br />The no-fault <br />these are: <br /> <br />This material is provided as general information and is not a su <br /> Consult your attorney for advice concerning specific situations. <br />Sewer Toolkit <br />Other Resources - 14 <br /> <br />