CC_Minutes_2012_0312 - Laserfiche WebLink

Home

The following LMCIT Board members are member city officials appointed by the League Board to govern the activities of LMCIT. • Todd Prafke,City Administrator,City of Saint Peter • Del Haag,Councilmember,City of Buffalo • Joel Hanson,City Administrator,City of Little Canada • Mark Karnowski,City Administrator,City of Princeton • Jim Miller,Executive Director, League of Minnesota Cities • Desyl Peterson,City Attorney,City of Minnetonka • Rhonda Pownell,Councilmember,City of Northfield Unique Coverages and Features Cities have unique needs that private insurance carriers don't address very well. LMCIT's coverages are specifically designed for cities and are broader than any type of coverage offered by private insurance carriers. As new needs or problems develop, LMCIT modifies coverage or develops new programs to meet those needs through coverages, training, and services. LMCIT's basic coverages are very broad and are complemented with an array of innovative coverages like extraordinary expense coverage, accident coverage for volunteers,coverage for emergency response personnel affected by posttraumatic stress disorder, coverage for dredging and excavation claims and so on. When members experience a claim, LMCIT's claim unit is there to provide coverage and indemnity against members' losses. This unit is a quality claim servicing group,with expertise in municipal liability,property, auto and workers' compensation claims. The workers' compensation unit is located at LMCIT. The property/casualty unit has six offices spread across Minnesota: • North unit in Virginia and Moorhead. • South unit in Mankato,Willmar and Rochester. • Metro-east and metro-west at LMCIT. • Small claims handling and specialty claim unit at LMCIT. The property/casualty claims unit handles municipal liability,property, and auto claims. The unit also has a set of claims adjusters to handle specialty claims: small property, first party property, employment,police and land use. This department is well versed in addressing complex issues such as coverage issues, settlement terms,oversight and investigation, and litigation management. They work to develop strategies for case management and to determine the best and most logical method to bring a claim file to its conclusion. The workers' compensation unit works with all parties to ensure the goal of the Workers' Compensation Statue is met. The claim adjusters investigate claims,regularly communicate with the city, employee and all parties involved, determine compensability,calculate and pay lost time benefits, and ensure appropriate medical care. The goal of this department is to assist an injured employee in obtaining appropriate medical care quickly to help the employee return as close as possible to his or her pre-injury condition. 2