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Regular City Council Meeting Monday,March 12,2012 Page 6 mission of the LMCIT, noting that in general, losses took away from the primary mission and focus of any city. Mr. Greensweig reviewed property and liability premium rates and the LMCIT's attempt to provide member cities with stability in their rates and stabilize premi- ums and claims; and help cities become successful in addressing their loss control efforts. Mr. Greensweig reviewed dividends to-date for the City of Roseville; Workers' Compensation losses from 2007-2010 consisting of approximately 38% of the City's annual losses, followed by liability losses of approximately 31%, and property losses of approximately 19%. Mr. Greensweig noted that the largest are- as of loss for most member cities were in Police Department claims (26%), fol- lowed by land use claims (21%) and sewer back-up claims (11%). Mr. Greensweig reviewed the LMCIT's strategic approach to loss control in re- searching claim data to determine where losses were occurring and which of those losses were preventable; what needed to change (e.g. practices, attitudes, docu- ments, or behaviors); and systematic approaches to define who needed help, what they needed, and how best the LMCIT could deliver that help most effectively. Mr. Greensweig reviewed loss control initiatives of the LMCIT, with the addition of a retired sheriff on LMCIT staff as a public safety loss control position to ad- dress police department areas of improvement to reduce risk; a blanket member- ship for member cities in the Minnesota Safety Council; land use incentives to re- duce the current $3 million spent annually in litigation; and PATROL, an on-line training service for police officer that is POST-Board accredited and mandated for officers, in which Roseville is a participant. Mr. Greensweig reviewed other opportunities for loss control through periodic training workshops, research by the LMCIT's various departments and staff attor- neys for member cities, and on-line training options. Regarding claims, Mr. Greensweig reviewed the LMCIT's philosophy that its ob- ligation was to pay what is owed, while protecting public funds from frivolous or unsubstantiated claims. Mr. Greensweig noted that the LMCIT was a self- insurance pool of cities, not a for-profit business, and felt its duty to be responsive to member cities as well as claimants. Specific to sewer claims, of current concern to the City, Mr. Greensweig noted that approximately 550 back-up claims were filed annually with the LMCIT, with approximately 1/3 of those paid, and the other 2/3 denied. When denied, Mr. Greensweig advised that the determination for those denials by the LMCIT were seldom if ever overturned in the courts. Mr. Greensweig noted that the LMCIT was confident of where its and member cities obligations lay and where they end- ed; with the LCMIT paying on those for which they are responsible.