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CITY OF ROSEVILLE <br />NOTES TO FINANCIAL STATEMENTS <br />DECEMBER 31, 2010 <br />NOTE 5 —OTHER INFORMATION (Continued) <br />D. Annual pension cost and net pension obligation (Continued) <br />The annual required contribution was determined as part of the January 1, 2010 actuarial valuation. The <br />actuarial assumptions included (a) 5% investment rate of return (net of administrative expenses); (b) a <br />mortality table of the 1983 Group Annuity Mortality Table for Males and Females; (c) termination of <br />6 percent rate from age 20 -30, grading to no terminations after age 50; (d) disability rates based upon 75 <br />percent of the Railroad Retirement Board Disability Rates; (e) entry age actuarial cost method based <br />upon age on employment date; (f) retirement age based upon the later of age 55 or 20 years of service; <br />(g) 85 percent of members are assumed to be married, with wives three years younger than husbands; (h) <br />normal form of payment based upon joint and 100 percent to survivor annuity; (i) asset basis based upon <br />market value; and (j) level dollar amortization which is sufficient to amortize the unfunded actuarial <br />accrued liability by a closed period ending December 31, 2011 and a closed period of 11 years for Plan <br />amendments. <br />The Fire Relief Association is required to have an actuarial valuation completed once every two years. <br />The latest actuarial value of plan liability on December 31, 2009 was $8,651,694. The value of the plan <br />assets, valued at market, totaled $6,784,350 on December 31, 2009. A six -year summary of Assets, <br />Liabilities and funding ratios are listed below: <br />Schedule of Funding Progress <br />December 31, 2009 <br />Actuarial Unfunded <br />Accrued Liability (Overfunded) <br />(EntryAge) Accrued Liability <br />$ 7,873,859 $ 1,061,265 <br />8,099,640 <br />Actuarial <br />8,197,703 <br />Value of <br />Year <br />Assets <br />2004 <br />$ 6,812,594 <br />2005 <br />7,165,225 <br />2006 <br />807,935 <br />2007 <br />8,328,320 <br />Schedule of Funding Progress <br />December 31, 2009 <br />Actuarial Unfunded <br />Accrued Liability (Overfunded) <br />(EntryAge) Accrued Liability <br />$ 7,873,859 $ 1,061,265 <br />8,099,640 <br />934415 <br />8,197,703 <br />189,768 <br />8,336,812 <br />8492 <br />Funded <br />Ratio <br />86.5% <br />88.5% <br />97.7% <br />99.9% <br />2008 5,749,103 8,568,192 2,819,089 67.1% <br />2009 6,784,350 8,651,694 1,867,344 78.4% <br />Covered payroll is not an actuarial factor in determining benefits or funding obligations under applicable <br />Minnesota statutes. <br />72 <br />