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<br />6) Personal injury liability including claims related <br />to employment and coverages a through c <br />7) Broad form property damage liability, or deletion <br />of the "care, custody, and control exclusion" <br />8) Aircraft liability (if applicable) <br />9) Watercraft liability (if applicable) <br /> <br />c) The County of Ramsey, its officials and employees <br />shall be added as additional insureds with a cross <br />liability endorsement. The policy is to be written on <br />an occurrence basis or as acceptable to the County's <br />Director of Risk Management. <br /> <br />2. Automobile Liability Insurance <br /> <br />a) Minimum Limits <br /> <br />$ 600,000 combined single limit <br /> <br />b) Coverage shall include: hired, non-owned, and owned <br />auto <br /> <br />3. Workers' Compensation <br /> <br />Minimum Limits per state statute <br /> <br />Employer's Liability <br /> <br />. <br /> <br />Minimum Limits: $ 500,000 per accident <br />Policy shall include an All States endorsement <br /> <br />4. Professional Liability Insurance <br /> <br />Minimum Limits <br /> <br />$ 600,000 per occurrence <br />1,000,000 aggregate <br /> <br />5. Fidelity Bond (covering employees having access to money) <br />in an amount to be determined by the County Risk Manager. <br /> <br />B. License as Required <br /> <br />C. A program of self-funded insurance covering the above will be <br />considered by the COUNTY in lieu of commercial coverages. Such <br />approval shall be at the sole discretion of the County Risk <br />Manager. Limits of liability of any municipality that meet the <br />statutory limits as defined in MINN. STAT. § 466.04 are <br />acceptable. <br /> <br />D. The AGENCY shall not commence this project until it has <br />obtained required insurance and filed an acceptable <br />certificate of insurance with the COUNTY. All insurance <br />policies shall be submitted to the COUNTY upon request. <br /> <br />Page -6- <br />