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<br />Dff ARTMENT OF PLANNING <br />&. ECONOMIC DEVELOPMENT <br />Pamela Whuloclc. Director <br /> <br /> <br />CITY OF SAINT PAUL <br /> <br />25 Wetl Fourth Street <br />Saint Paul, M/tI jj/02 <br /> <br />Telephone: 6/2-266~616 <br />Facimile: 6J2-228.JJ4/ <br /> <br />Nor", Coleman, Mayor <br /> <br />RAMSEY COUNTY DEFERRED LOAN PROGRAM <br /> <br />Rehabilitation funds are available for the low income homeowners of suburban Ramsey County <br />to improve their homes. The rehabilitation loan may be used for basic and necessary <br />improvements that make the home more livable, accessible, and energy efficient, such as: <br /> <br />- replace deteriorated roof, <br /> <br />- replace old and inefficient ~e, <br /> <br />- new storm windows and doors, <br /> <br />- electrical and plumbing to code, and <br /> <br />- improvements to meet the needs of disabled persons. <br /> <br />The rehabilitation loan is a "deferred loan", which is a loan without interest or monthly <br />payments. This type of loan must be repaid only if the homeowner sells, transfers interest, or <br />moves from the property within ten years. <br /> <br />The income limits are as follows: <br /> <br />1 person: <br />2 persons: <br />3 persons: <br />4 persons: <br />5 persons: <br />6 persons: <br /> <br />$22,250 <br />$25,450 <br />$28,600 <br />$31,800 <br />$34,350 <br />$36,900 <br /> <br /> <br />~JL- <br />~1~~ <br /> <br />For further information, contact Sue Lloyd at 266-6590. <br /> <br />TOTAL P.01 <br />