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, NEW PROGRAMS FOR 2000 1. Program: One-Stop Information Line . More effectively market existing programs available through the use of a one-stop resource phone number provided by the Energy & Environment Resource Center and funded by Ramsey County. . The Energy & Environment Resource Center (EERC) will field calls from residents regarding home improvements needed. They will then provide information on what program(s), from all sources (County, State, City), best fit their needs. . Ramsey County will provide brochures, refrigerator magnets and other marketing materials to get the phone number out into the community. . The City can market the one-stop information line in news fax, Roseville Wrap, cable and at all service counters. . There would be no cost for this service to Ramsey County communities, 2. Program: Expand availability of gap funding for renovation projects by restructuring the delivery of existing renovation loans provided by the City of Roseville . Contract with a housing service provider to underwrite and service loans to allow greater flexibility in the use and structure of the loans. Currently a first or second mortgzge must secure the City loans and the banks must service the City loan. This has not been a successful way to provide renovation loans since many of the renovations do not need a first or second mortgage financing. The City has not provided any loans under the existing structure. . Develop marketing materials to provide to the One-Stop Information line provided by EERC realtors, local banks and housing service provider. . Loan amount would be a maximum of $1 0,000 and would be for essential repairs to the home. The City loan would be provided if the homeowner is unable to receive similar loans provided by MHFA and Ramsey County thereby "filling the gap". (example: unable to meet income requirements or the funds are not available) 3. Program: Develop a technical advisory service that will encourage and assist residents through the complex construction process when making home improvements. . Contract with a housing service provider to provide technical building expertise to residents free of charge that would include the following: Building evaluations Information on City building code and building permit process Assist in preparing a written scope of work for the renovation project Providing construction cost information Educate the homeowner on the construction bid process Evaluate bids and work completed to ensure quality and cost effective renovations Monitor the construction prucess Provide pre and post purchase counseling 4. Program: Target first time homeowner families currently living in Roseville rental units. . Contract with a housing service provider to conduct home ownership education programs (pre/post purchase counseling) with a marketing program targeting residents in Roseville's apartment units. . The housing service provider would conduct pre/post purchase counseling to include information on down payment closing cost and renovation loans and grants and how to most effectively access and package the funds that are provided by State, County and City sources. a The housing service provider would work with local realtors, contractors and builders to target the purchase of homes with a value bplow $160,000 for Roseville first time homebuyers. RCA - RHIP 11/8/99 - Page 1 of 1 ---n-.r_ , 1-rTIr:"7':"--n_