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<br />POLICYHOLDER DiSCLOSU <br />NOTICE OF TERRORISM INSURANCE COVERAGE <br />ENDORSEMENT <br /> <br />Coverage for acts of terrorism as defined in 9 102("1) of the Terrorism Risk Insurance <br />Act of 2002 ("the Act") is already included in this surety bond. You should know that, <br />effective November 26, 2002, under your existing coverage, any losses caused by <br />certified acts of terrorism would be partially reimbursed by the United States under a <br />formula established by federal law. Under this formula, the United States pays 90% <br />of covered terrorism losses exceeding the statutorily established deductible paid by <br />the insurance company providing the coverage. The portion of your annual premium <br />that is attributable to coverage for acts of terrorism is ~O" <br /> <br />As your insurance/surety company we are sending YOLl this notice to comply with the Terrorism Risk <br />Insurance Act of 2002. <br /> <br />For questions regarding this notice please visit our website W\j\jW.!18SSLlretv.com or YOLl may cali our <br />sffles ::t 'S30,~ 227 '~825. <br /> <br />REV: 2/03 agent notice <br />