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14. Description of Insurance Coverage. To the extent obtainable, the Association ~ill maintafn prope~ty and liability insurance coverages incluJing a >>blanket" policy purchased by the ASSOC:Latioll or any appointed :Lnsurance trustee and paid for by all Condominium o~ner8 o~t uf monthly assessments as set fort~ in Article VII of the Declaration of Condominium. The Association does not ~rovide owner's title insurancer if such insurance is desired, 1t is the au er's res onsibilit to urchaae It. Buyer may purc aso oWn~r 8 t1tle nsurance at the t me 0 <:108in9' Personal 1iabilit~ and lOSQ policles are likewise the respOl.sibility of inJividu-al Buyers and not the Assoc~tlon. 15. Current or Expected Fees or Charges to be Paid ~ Unit 0wners for Use of Common Elements and Other Faciliifes Related to Condominium. SEE FIRST YEAR eSTIM.A.TED AUNUAL OPERATING BUDGET ATTA.CaED HER~'ro AS EXHIBIT "8". 16. Financial A~rangement8 Made as to Completion of An~ Iruprovem...nts Lat,el1ed "Must be Built" Pursuant to Section SlSA..4-1l7 of the Act. Financial arrangements have been provided ~or completion of a 11 improvements, if any, labelled "MUST Bt: BUILT" on the Floor Plans. 17. Copies of Condominium Documents Attached. Attached hereto are ~raft or final copies of the tollowing condominium documents which are made a part of this Disclosure Stat:ement: Exhib1.t A Exhibit B Exhibit C Exhibit D Exhibit E Exhibit F Exhibit G Exhibit H Exhibit I Stnndard Features. Rose Place Manor Home6 First Year Estimated Annual Operating Budget. Proposed Declaration establishing Rose Place Manor Ho~es, A Condominium, (Exclusive of Floor Plans). Articles of Incorporation of Rose Place Manor Homes AS.Jociation. Proposed By-Laws of' Rose Place Manor Homes A.ssociation, A Mlnnesota Non-Profit Corpordtion. Proposed Rules and Regulations for Rose Place Manor Homes, A Condominium. Copy of M.S, SlSA.-4111 - Express Warranties and 4.112 - Implied Warranties. Formaldehyde Disclosure. Unit Floor Plans. -6-