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Attachment A 20. Indemnification. Consultant agrees to defend, indemnify and hold the City, its offiers, and employees harmless from any liability, claims, damages, costs, judgments, or expenses, including reasonable attorney's fees, resulting directly or indirectly from a negligent act or omission (including without limitation professional errors or omissions) of the Consultant, its agents, employees, or subcontractors in the perfarmance of the services provided by this Agreement and against all losses by reason of the failure of said Consultant to fully perform, in any respect, all obligations under this Agreement 21. Insurance. Consultant shall procure and maintain the following minimum insurance coverages and limits of liability during the pendency of this Agreement: A. Worker's Compensation: Statutory Limits B. Professional Liability Insurance. The Consultant agrees to provide to the City a certificate evidencing they have in effect, with an insurance company in good standing and authorized to do business in Minnesota, a professional liability insurance policy. Said policy shall insure payment of damage for legal liability arising out of the performance of professional services for the City, in the insured's capacity as the Consultant, if such legal liability is caused by an error, omission, or negligent act of the insured or any person or organization for whom the insured is legally liable. Said policy shall provide an aggregate limit of at least $2,000,000. Said policy shall not name the City as an insured. A copy of the Consultant's insurance declaration page, riders, and/or endorsement, as applicable, which evidences the compliance with this Provision, must be filed with City prior to the start of the Consultant's Work. Such documents evidencing Insurance shall be in a form acceptable to the City and shall provide satisfactory evidence that the Consultant has complied with all insurance requirements. Renewal certificates shall be provided to the City prior to the expiration date of any of the required policies. The City will not be obligated, however, to review such declaration page, riders, endorsement or certiiicates or other evidence of insurance, or to advise the Consultant of any deficiencies in sucb documents and receipt thereof shall not relieve the Consultant from, nor be deemed a waiver of, the City's right to enforce the terms of the Consultant's obligations hereunder. The City reserves the right to examine any policy provided for under this paragraph. C. Effect of Consultant's Failure to Provide Insurance. If Consultant fails to provide the specified insurance then Consultant will defend, indemnify and hold harmless the City, the City's officials, agents and employees from any loss, claim, liability and expense (including reasonable attorney's fees and expenses of litigation) to the extent necessary to afford the same protection as would have been provided by the specified insurance. Consultant agrees that this indemnity shall be constructed and applied in favor of indemnification. Consultant also agrees that if applicable law limits or precludes any aspect of this indemnity, then the indemnity will be considered limited only to the extent necessary to comply with that applicable law. The standard indemnity continues until all applicable statutes of limitation have run.