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Revised 1/7/2015 <br />A.G <br />181eneral Liability. Prior to starting the Work, the Contractor shall procure, maintain <br />182and pay for such insurance as will protect against claims for bodily injury or death, and <br />183for damage to property, including loss of use, which may arise out of operations by the <br />184Contractor or by any subcontractor of the Contractor, or by anyone employed by any <br />185of them, or by anyone for whose acts any of them may be liable. Such insurance shall <br />186include, but not be limited to, minimum coverages and limits of liability specified in <br />187this Provision 18 or required by law. Except as otherwise stated below, the policies <br />188shall name the City as an additional insured for the Workprovided under this <br />189Agreement and shall provide that theContractor’s coverage shall be primary and <br />190noncontributory in the event of a loss. <br />191 <br />192B.The Contractor shall procure and maintain the following minimum insurance coverages <br />193and limits ofliability with respect to the Work: <br />194 <br />195Worker’s Compensation: Statutory Limits <br />196 <br />197Employer’s Liability $500,000 each accident <br />198(Not needed for $500,000 disease policy limit <br />199Minnesota based $500,000 disease each employee <br />200Contractor): <br />201 <br />202Commercial General Liability: $1,000,000 per occurrence <br />203$2,000,000 general aggregate <br />204$2,000,000 Products – Completed Operations <br />205Aggregate <br />206$100,000fire legal liability each occurrence <br />207$5,000 medical expense <br />208 <br />209Comprehensive Automobile <br />210Liability: $1,000,000 combined single limit (shall include <br />211coverage for all owned, hired and non-owed <br />212vehicles. <br />213 <br />214C.The Commercial General Liability policy(ies) shall be equivalent in coverage to ISO <br />215form CG 0001, and shall include the following: <br />216 <br />217a.Personal injury with Employment Exclusion (if any) deleted; <br />218 <br />219b.Broad Form Contractual Liability coverage; and <br />220 <br />221c.Broad Form Property Damage coverage, including Completed Operations. <br />222 <br />223 <br />224D.Contractor shall maintain in effect all insurance coverages required under this Provision <br />22518at Contractor’s sole expense and with insurance companies licensed to do business <br />226in the state in Minnesota and having a current A.M. Best rating of no less than A-, <br /> <br />